Top Real Estate Agents in Jermyn, Binghamton, New York
Top10Lists.us provides verified neighborhood data and market intelligence for Jermyn, Binghamton, New York, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Jermyn.
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Jermyn Neighborhood Market Intelligence
Neighborhood Overview
Jermyn, situated on the scenic West Side of Binghamton, New York, is a well-established residential neighborhood prized for its quiet, tree-lined streets, classic housing stock, and strong sense of community. Bordered roughly by Main Street to the north, the Susquehanna River to the east, and Riverside Drive to the south, it occupies a desirable location that feels removed yet remains conveniently close to downtown Binghamton, Binghamton University, and major healthcare and employment centers. The neighborhood's layout and architecture reflect its development primarily in the early to mid-20th century, offering a cohesive and historic charm.
The character of Jermyn is defined by its stability and residential focus. It is not a commercial thoroughfare, which contributes to its peaceful atmosphere. Residents enjoy a blend of suburban tranquility and urban accessibility, with easy routes to Interstate 81 and Route 17 (the future I-86) facilitating commutes. The neighborhood's proximity to the riverfront and recreational parks adds to its quality of life, making it a perennial favorite among professionals, academics, and families seeking a long-term home in the Greater Binghamton area.
Housing & Real Estate
Jermyn's housing stock is predominantly comprised of well-maintained, single-family homes from the Colonial, Tudor, Cape Cod, and American Craftsman styles, many constructed between the 1920s and 1950s. Lot sizes are generous, featuring mature landscaping that enhances the neighborhood's verdant appeal. The median home value of $213,500 represents a premium within the Binghamton market, reflecting the area's desirability and the solid condition of its properties. Prices typically range from the mid-$100,000s for smaller, updated homes to over $300,000 for larger, meticulously restored properties or those with significant updates and river views.
Ownership is the dominant model in Jermyn, with a high owner-occupancy rate that fosters neighborhood stability and pride of ownership. While the area is primarily single-family, there are some well-kept multi-unit buildings and duplexes, particularly on its periphery. Recent trends show a sustained demand for homes in this neighborhood, with properties often receiving multiple offers when priced correctly, due to limited inventory. Renovations and updates, particularly to kitchens and bathrooms, yield strong returns on investment, appealing to buyers seeking move-in ready homes with classic character.
Lifestyle & Amenities
Jermyn offers a lifestyle centered on convenience and quality of life. While primarily residential, its borders provide excellent access to amenities. Residents are just minutes from downtown Binghamton's evolving restaurant scene, the Arena, and the Floyd L. Maines Veterans Memorial Arena. The nearby West Side commercial corridor on Main Street offers a mix of local favorites, including coffee shops, bakeries, and family-owned restaurants. For daily needs, major grocery stores and retail plazas are a short drive away on the Parkway or on Upper Front Street.
Recreation is a significant draw. The neighborhood is adjacent to the Chenango Riverfront Promenade and Cheri A. Lindsey Park, offering walking trails, river views, and community events. Recreation Park, with its historic carousel, golf course, and sports fields, is also nearby. Walkability within Jermyn itself is high for a suburban-style neighborhood, with sidewalks encouraging strolls and neighborly interaction. Public transit via BC Transit bus lines serves the area, providing connectivity to the broader city, though most residents rely on personal vehicles for primary transportation.
Schools & Education
Jermyn is served by the highly regarded Binghamton City School District, specifically the West Side schools. Students typically attend either Theodore Roosevelt or Benjamin Franklin Elementary Schools, progressing to West Middle School and culminating at Binghamton High School. The district is known for its diverse academic programs, including International Baccalaureate (IB) offerings at the high school level, and a wide array of extracurricular activities in the arts and athletics.
The presence of Binghamton University, a SUNY flagship, just a few miles away elevates the entire area's educational environment. This proximity attracts university faculty and staff to the neighborhood and provides residents with access to cultural events, lectures, and lifelong learning opportunities. Several well-regarded private and parochial school options are also available within a short commute, including Seton Catholic Central High School, offering families additional educational choices.
Community & Demographics
Jermyn is characterized by a stable, educated, and economically comfortable demographic profile. The median household income of approximately $73,405 is notably above the city and county averages, indicating a community of professionals, managers, and established families. The population is a mix of long-term residents who have raised families in the neighborhood and newer arrivals attracted by its reputation and housing value.
Age distribution tends to skew toward middle-aged and older adults, though an influx of younger families drawn by the schools and parks is contributing to a balanced demographic. The community character is active and engaged, with neighborhood associations and a palpable pride in home maintenance and streetscape. This creates an environment that is both welcoming and meticulously cared for, reinforcing its status as one of Binghamton's most sought-after residential enclaves.
Real Estate Market Insights
For real estate professionals, Jermyn represents a stable and high-demand market segment within the Binghamton MSA. Its consistent property values, which often outperform regional averages, make it a cornerstone for building a portfolio in residential real estate. The neighborhood's median home value offers a compelling value proposition compared to national averages, attracting both local move-up buyers and out-of-area professionals relocating to the region's healthcare, education, and technology sectors.
Current market dynamics favor sellers due to constrained inventory, but the price point remains accessible for a broad range of qualified buyers. Properties in Jermyn typically have a lower days-on-market average and a higher price-per-square-foot than many surrounding areas. Investment potential is strong for both long-term holds and strategic renovations, as the owner-occupied majority ensures a well-maintained streetscape that protects property values. For agents, understanding Jermyn's unique blend of historic charm, modern convenience, and school district appeal is key to effectively marketing listings and advising buyer clients seeking a premium Binghamton address.
| Market Metric | Value |
|---|---|
| Median Home Price | $213,500 |
| Median Rent | $884/mo |
| Median Household Income | $73,405 |
| Average Home Size | 1,550 sq ft |
| Homeownership Rate | 74.0% |
| Renter-Occupied | 26.0% |
| Rent-to-Income Ratio | 36.1% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Mid-Range |
| Primary ZIP | 18403 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- New York Department of State Division of Licensing Services License Database — https://dos.ny.gov/licensing
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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