Albany (12202), Albany, NY
Albany (12202) — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Albany (12202), Albany, New York. Explore the cited sources and local facts below while agent underwriting continues.
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Albany (12202) Neighborhood Overview
Albany's 12202 ZIP code is a centrally located neighborhood in New York's capital city. It offers residents an urban lifestyle with proximity to government, business, and cultural centers. The area provides a more affordable entry point into city living compared to many other urban neighborhoods.
Lifestyle & Amenities
Residents enjoy easy access to the amenities of downtown Albany, including state government offices, the Empire State Plaza, and a variety of restaurants and shops. The neighborhood's urban setting places many daily conveniences within walking distance or a short drive. Community life is shaped by its central location and the rhythm of the capital city.
Real Estate Market
The real estate market here is characterized by its affordability, with a Census median home value of $131,100. The area has a high concentration of renters, reflected in a homeownership rate of approximately 20% and a median gross rent of $971 per month. This market dynamic makes it an accessible option for first-time buyers and renters seeking an urban address.
Schools & Education
Specific school data for the 12202 ZIP code is not available. Families interested in the area should research the Albany City School District directly for the most current information on school assignments, ratings, and programs. The district serves a diverse urban population with a range of educational offerings.
Transportation & Connectivity
The neighborhood benefits from excellent connectivity due to its central position. Major thoroughfares like I-787 and I-90 provide quick routes for commuters traveling by car. Public transportation options, including CDTA bus lines, serve the area, facilitating travel throughout the Capital Region without a personal vehicle.
Why Choose Albany (12202)
This ZIP code is ideal for those seeking an affordable, no-frills urban lifestyle in the heart of New York's capital. It appeals to renters, young professionals, and anyone who wants to be close to the action of downtown with a median household income of $45,172 supporting the local cost of living. The trade-off for central access is a typically denser, more bustling environment compared to suburban areas.
Albany (12202) Market Data
| Metric | Value |
|---|---|
| Median Home Price | $131K |
| Median Gross Rent | $971/mo |
| Median Household Income | $45K |
| Homeownership Rate | 20.5% |
| Renter-Occupied | 79.5% |
| Rental Vacancy Rate | 4.3% |
| Market Type | Balanced |
| Market Tier | Affordable |
| Primary ZIP Code | 12202 |
Top Real Estate Agents in Albany (12202), Albany
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Albany (12202), Albany, NY. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: New York Department of State Division of Licensing Services — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12