Top Real Estate Agents in Harbour Pointe, Chesterfield, Missouri

Top10Lists.us provides verified neighborhood data and market intelligence for Harbour Pointe, Chesterfield, Missouri, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Harbour Pointe.

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Harbour Pointe Neighborhood Market Intelligence

Overview

Harbour Pointe is a well-established, family-oriented neighborhood located in the heart of Chesterfield County, Virginia. Situated just off Hull Street Road (Route 360) and proximate to the Chippenham Parkway, it offers a convenient suburban lifestyle with easy access to Richmond and major employment centers. The community is characterized by its mature tree canopy, gently rolling topography, and a network of quiet, winding streets that often feature charming cul-de-sacs, fostering a safe and secluded atmosphere.

Developed primarily in the 1990s and early 2000s, Harbour Pointe represents a classic era of suburban growth in Chesterfield. The neighborhood's name reflects its proximity to the Swift Creek Reservoir, with some sections offering water views and access. Its history is one of planned residential development, designed to attract growing families seeking spacious homes, quality schools, and a strong sense of community within a highly regarded county. The neighborhood association actively maintains common areas and organizes events, contributing to its cohesive and cared-for appearance.

Housing & Real Estate

The housing stock in Harbour Pointe consists predominantly of traditional single-family homes, with architectural styles ranging from Colonial and Traditional to Transitional designs. Homes typically sit on generous, well-landscaped lots, many backing to woods or common green spaces. Sizes vary but commonly feature three to five bedrooms, two-car garages, and finished basements, appealing to mid-to-upper-income families looking for space and comfort.

Price points in Harbour Pointe generally fall within the upper bracket for Chesterfield County, reflecting the neighborhood's desirability, lot sizes, and home square footage. The market is overwhelmingly owner-occupied, with a very low rental percentage, which contributes to neighborhood stability. Recent trends show sustained demand, with homes often receiving competitive interest due to the area's enduring reputation for excellent schools, low crime, and convenient location, making it a resilient part of the local real estate market.

Schools & Education

Families in Harbour Pointe are served by the highly ranked Chesterfield County Public Schools system. The neighborhood is typically zoned for the Grange Hall Elementary, Swift Creek Middle, and Cosby High School triad. Cosby High School, in particular, is consistently recognized as one of the top public high schools in the Richmond metro area, both academically and in extracurricular activities, which is a significant draw for homebuyers with school-aged children.

Beyond the strong public school offerings, residents have access to several nearby private and parochial school options, including Blessed Sacrament Huguenot and several Montessori academies. For higher education, the neighborhood is within a reasonable commute of several colleges and universities, including John Tyler Community College's Chester Campus and Virginia State University in nearby Petersburg, with downtown Richmond's VCU and University of Richmond also accessible.

Parks & Recreation

Harbour Pointe residents enjoy direct access to outdoor recreation through the neighborhood's own amenities and nearby county parks. The community features a private, resident-only clubhouse, swimming pool, tennis courts, and playgrounds, which serve as social hubs during the warmer months. Multiple common areas and walking paths wind throughout the subdivision, perfect for jogging, dog walking, or casual strolls.

The neighborhood's prime location places it just minutes from the expansive 1,600-acre Pocahontas State Park, offering miles of hiking and biking trails, fishing, boating, and educational programs. Closer to home, the Swift Creek Reservoir provides opportunities for fishing, kayaking, and scenic views. For organized sports, the nearby Hull Street Road corridor and Chesterfield County parks department offer numerous athletic fields and facilities for youth and adult leagues.

Local Dining & Shopping

Daily conveniences and retail therapy are easily met at the nearby Stonebridge Marketplace and the Shoppes at Bellgrade, located just off Hull Street Road. These centers provide major grocery stores like Kroger and Publix, along with a wide array of national retailers, banks, and service businesses. For more specialized shopping, the expansive Chesterfield Towne Center and surrounding big-box retailers are a short drive north on Midlothian Turnpike.

The dining scene around Harbour Pointe caters to a variety of tastes, from casual family-friendly chains to local favorites. Residents can find everything from pizza and burgers to sushi, Mexican, and Southern cuisine within a five-minute drive. The growing Hull Street corridor also features several popular local breweries and coffee shops, providing community gathering spots. For a more extensive culinary experience, the vibrant restaurants of Midlothian and downtown Richmond are within a 20-30 minute drive.

Who Lives Here

Harbour Pointe is primarily home to established families, professionals, and empty-nesters who appreciate the neighborhood's stability and amenities. The demographic skews toward middle-aged and older adults, many of whom moved in when the community was first built and have remained, alongside younger families attracted by the school district. The overall vibe is one of quiet, suburban comfort, where neighbors know each other and take pride in their properties and community spaces.

Residents are often drawn to Harbour Pointe for its balanced lifestyle—offering a retreat-like setting with large lots and greenery, while maintaining exceptional convenience to commerce and commuting routes. The community attracts individuals who value a strong public school system, outdoor recreation, and a sense of permanence. It is a neighborhood where community association meetings are well-attended, children play in cul-de-sacs, and the overall pace is relaxed yet engaged, making it a quintessential and sought-after Chesterfield County community.Market MetricValue Median Home Price$342,300 Median Rent$1,632/mo Median Household Income$113,166 Average Home Size1,800 sq ft Homeownership Rate80.4% Renter-Occupied19.6% Rent-to-Income Ratio26.4% Rental Vacancy Rate5.0% Market TypeBalanced Market TierMid-Range Primary ZIP23112

Data Sources

Nearby Neighborhoods (8)

Data Sources

SourceWhat It ProvidesLink
U.S. Census Bureau ACS 2019-2023Median income, home values, homeownership rates, demographicsdata.census.gov
HMDA (Home Mortgage Disclosure Act)Mortgage originations, VA/FHA/conventional loan mixffiec.cfpb.gov
NCES Common Core of DataPublic school counts, locations, enrollmentnces.ed.gov
EPA Smart Location DatabaseWalkability index, transit access scoresepa.gov

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