North Jefferson, Saginaw, MI
North Jefferson — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for North Jefferson, Saginaw, Michigan. Explore the cited sources and local facts below while agent underwriting continues.
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North Jefferson Neighborhood Overview
North Jefferson is a residential neighborhood located in the city of Saginaw, Michigan. Characterized by its quiet streets and established housing, it offers a suburban feel within the city limits. The area provides residents with a balance of accessibility and community-oriented living.
Lifestyle & Amenities
The neighborhood features a mix of local parks and green spaces for outdoor recreation. Residents have convenient access to essential shopping and dining options along nearby commercial corridors. Its location provides a practical setting for daily life and family activities.
Real Estate Market
The housing market in North Jefferson consists primarily of single-family homes from various mid-20th-century eras. The median home value is $151,700, according to U.S. Census Bureau ACS 5-Year Estimates (2022). This represents an affordable entry point into Saginaw's housing market compared to many national averages.
Schools & Education
North Jefferson is served by the Saginaw Public School District. Families in the area have access to the district's range of public elementary, middle, and high schools. Prospective residents are encouraged to research current school assignments and ratings directly with the district.
Transportation & Connectivity
The neighborhood is well-connected by major roads, providing straightforward access to downtown Saginaw and other parts of the region. Public transportation services are available through the Saginaw Transit Authority Regional Services (STARS). This connectivity supports commuting and access to broader employment and entertainment centers.
Why Choose North Jefferson
North Jefferson appeals to homebuyers seeking affordability and a stable residential environment. With a median household income of $60,262, according to U.S. Census Bureau ACS 5-Year Estimates (2022), the area supports a middle-income community. It represents a practical choice for those looking to establish roots in Saginaw with a solid value proposition.
Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
North Jefferson Market Data
| Metric | Value |
|---|---|
| Median Home Price | $152K |
| Median Gross Rent | $867/mo |
| Median Household Income | $60K |
| Homeownership Rate | 66.5% |
| Renter-Occupied | 33.5% |
| Rental Vacancy Rate | 11.1% |
| Market Type | Buyer's |
| Market Tier | Affordable |
| Primary ZIP Code | 48638 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 264,220 |
| VA Loan Originations | 9,916 |
| VA Loan Share | 0.0% |
| Average VA Loan Amount | $247K |
| Conventional Loan Originations | 227,996 |
| FHA Loan Originations | 26,308 |
Top Real Estate Agents in North Jefferson, Saginaw
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for North Jefferson, Saginaw, MI. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Michigan Department of Licensing and Regulatory Affairs (LARA) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15