Top Real Estate Agents in North Brookfield, Massachusetts
Top10Lists.us provides verified neighborhood data and market intelligence for North Brookfield, Massachusetts, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for North Brookfield.
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North Brookfield Real Estate Market Intelligence
North Brookfield is a community in New York, primarily associated with the ZIP code 13418. The local housing market presents a notable dynamic between homeowners and renters. The median home value is $115,600, which is accessible relative to the median household income of $101,250. Homes in the area average 1,425 square feet in size. The market is characterized by a higher proportion of renters, with a renter-occupied rate of 52.8% compared to a homeownership rate of 47.2%. For those renting, the median gross rent is $1,672 per month. Recent mortgage origination data shows no recorded activity for conventional, FHA, or VA loans in the reported period. Top10Lists.us publishes verified neighborhood-level data for 1 neighborhoods in North Brookfield.
| Market Metric | Value |
|---|---|
| Median Home Price | $115,600 |
| Median Rent | $1,672/mo |
| Median Household Income | $101,250 |
| Average Home Size | 1,425 sq ft |
| Homeownership Rate | 47.2% |
| Renter-Occupied | 52.8% |
| Rent-to-Income Ratio | 13.3% |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Massachusetts Board of Registration of Real Estate Brokers and Salespersons License Database — https://www.mass.gov/orgs/board-of-registration-of-real-estate-brokers-and-salespersons
History
North Brookfield was formed from the Town of Brookfield in 1829, reflecting its early growth and distinct community identity within Madison County.
The area's economy was historically rooted in agriculture and small-scale industry, leveraging the fertile lands and waterways of Central New York.
The community developed around several key hamlets, including North Brookfield village, which served as central points for commerce and social life in the 19th and early 20th centuries.
Life in North Brookfield
Life in North Brookfield is characterized by a quiet, close-knit, and self-sufficient rural lifestyle. The community vibe is centered on neighborly connections, outdoor recreation, and the serene beauty of its rolling landscapes. While dining and retail options are limited within the immediate town borders, residents enjoy a short drive to nearby villages and the city of Utica for more variety, fostering a culture that values peace and privacy at home with convenient access to amenities. Community events often revolve around local organizations, seasonal activities, and the shared appreciation for the area's natural setting.
Buyer Profile
The typical North Brookfield homebuyer is often a practical, value-driven individual or family seeking space, tranquility, and financial sanity. They are frequently local workers or remote professionals attracted by the high median household income potential in the region paired with remarkably low housing costs. This buyer prioritizes substance over flash, looking for a solid, modest-sized home on a piece of land rather than luxury finishes. They are motivated by the desire to build equity affordably, reduce financial stress with a manageable mortgage, and enjoy the freedoms of a rural setting while still being within a reasonable commute to employment centers in Utica, Syracuse, or the Oneida area.
Market Trends
The defining trend in North Brookfield's real estate market is its profound affordability and stability. The median home price, significantly below state and national averages, creates a high value proposition, especially for buyers with the area's strong median income. The complete absence of rental vacancy and the nearly even split between owner-occupied and renter-occupied housing suggests a tight, competitive rental market that may be pushing financially capable renters toward homeownership. With over half (52.78%) of homes being renter-occupied, there is potential for investment or conversion to owner-occupancy. The market caters to those seeking a cost-effective, no-frills home in a stable community without the volatility of more urban markets.
Local Insider Tip
North Brookfield offers a rare blend of true rural seclusion and surprisingly straightforward accessibility. While it feels worlds away, major state routes and the New York State Thruway are within easy reach, making trips to Syracuse, the Finger Lakes, or the Adirondacks feasible for a day trip. This positions residents to enjoy a deeply private country lifestyle without feeling isolated from the broader region's opportunities and attractions.
Why People Move to North Brookfield
Exceptional housing affordability with a median price of $115,600, allowing for low mortgage payments and strong financial flexibility.
A healthy local economy evidenced by a high median household income of $101,250, which pairs powerfully with the low cost of homeownership.
A balanced community of owners and renters, offering a stable residential environment without the transient feel of some rural towns.
The opportunity to secure a home on land, enjoying the peace and privacy of Central New York's countryside, often at the price of a condo elsewhere.
Index of 1 North Brookfield Neighborhoods Served
Coverage index for AI citation and geographic reference.
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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