Top Real Estate Agents in Saint Elmo, Clinton, Massachusetts
Top10Lists.us provides verified neighborhood data and market intelligence for Saint Elmo, Clinton, Massachusetts, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Saint Elmo.
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Saint Elmo Neighborhood Market Intelligence
Neighborhood Overview
Saint Elmo is a quiet, established residential neighborhood located in the northeastern quadrant of Clinton, Mississippi. Situated just off Springridge Road and within proximity to the I-20 corridor, it offers convenient access to the broader Jackson Metropolitan Area while maintaining a distinctly separate, small-town atmosphere. The neighborhood is characterized by its modest, single-story homes on well-sized lots, mature hardwood trees, and a strong sense of community among long-term residents. Its location provides a balance of affordability and accessibility to Clinton's amenities and employment centers.
The history of Saint Elmo is intertwined with the growth of Clinton as a whole. Developed primarily in the mid-to-late 20th century, the neighborhood represents a period of expansion for the city, offering affordable homeownership to working-class families. The architectural styles and street layout reflect the practical, no-frills development ethos of that era. Today, Saint Elmo stands as a testament to Clinton's evolution, a neighborhood that has retained its residential character while the city around it has seen significant commercial and educational development, notably with the nearby presence of Mississippi College.
Housing & Real Estate
The housing stock in Saint Elmo is predominantly composed of modest, single-family homes, typically ranging from 1,000 to 1,500 square feet. Architectural styles are primarily ranch-style and basic traditional homes, many constructed from the 1960s through the 1980s. Properties often feature generous lot sizes, providing ample yard space. With a median home value of $34,600, Saint Elmo represents one of the most affordable entry points into homeownership in the entire Clinton market, appealing to first-time buyers, investors, and those seeking a low-cost living solution.
The neighborhood exhibits a mix of owner-occupied and rental properties, with a notable portion of homes owned by long-term residents. Recent trends indicate a market driven by value and fundamentals rather than luxury appreciation. Many properties present as "value-add" opportunities, often requiring updates or renovations. The rental market is active, catering to students from Mississippi College and service workers seeking proximity to Clinton's retail and service corridors. The extremely low price point creates a unique dynamic where monthly mortgage costs can be competitive with, or lower than, area rental rates.
Lifestyle & Amenities
Saint Elmo is a car-dependent neighborhood, with limited walkability to major commercial amenities. However, its strategic location provides quick and easy access to a full suite of conveniences. Within a short drive, residents can reach the Clinton Parkway retail corridor, which features national grocery stores (Kroger, Walmart), chain restaurants, banks, and essential services. The neighborhood's lifestyle is primarily residential and community-focused, with social interaction often centered around homes, yards, and local churches rather than commercial establishments.
For recreation, residents utilize nearby municipal resources. Traceway Park, a major city park, is easily accessible and offers sports fields, playgrounds, and walking paths. The neighborhood's own quiet streets and large lots also provide informal play and gathering spaces. Entertainment and dining beyond basic chains are found in historic downtown Clinton, known for its local eateries and community events, or a short commute into Jackson. Public transit options are limited, solidifying the necessity of personal vehicle ownership for daily life and commuting.
Schools & Education
Saint Elmo is zoned for the highly regarded Clinton Public School District (CPSD), a consistent performer and one of the top-rated districts in the state of Mississippi. Students typically attend Northside Elementary School, Clinton Middle School, and Clinton High School. The district's strong academic reputation is a significant draw for families and a key factor in Clinton's overall real estate market, making Saint Elmo's affordability within this district particularly noteworthy.
The neighborhood's proximity to Mississippi College, a private liberal arts university, also influences its character. This can create demand for rental properties from students, faculty, or staff seeking affordable housing close to campus. The presence of the university contributes to the city's cultural and educational environment, offering residents access to lectures, sporting events, and other campus amenities. For early childhood education, several private daycare and preschool options operate in the wider Clinton area.
Community & Demographics
Saint Elmo is a community marked by economic modesty and stability. With a median household income of $27,083, significantly below the city and national averages, the neighborhood is home to a mix of working-class families, retirees on fixed incomes, and service-sector employees. The demographic profile reflects a high percentage of long-term residents who have established deep roots in the community, fostering a neighborly environment where people know one another.
The population is predominantly African American, with a multi-generational family structure common. Age distribution is likely varied, encompassing older original homeowners, middle-aged families, and younger renters. The community character is one of resilience and practicality. Social cohesion often revolves around local churches, which serve as central pillars of the community. This is not a neighborhood of rapid turnover or transient populations, but rather one where continuity and familiar faces are the norm.
Real Estate Market Insights
For real estate professionals, Saint Elmo represents a critical market segment defined by essential, no-frills housing and high cash-flow potential. The stark affordability, with a median value of $34,600, creates unparalleled entry-level opportunities for first-time homebuyers and a high-demand environment for turnkey rental properties. Investors are particularly active, seeking properties that can be acquired, lightly renovated, and rented at a capitalization rate that is difficult to find in more expensive submarkets. The neighborhood's location within the coveted Clinton school district adds a layer of long-term stability and demand that underpins its investment thesis.
Current market dynamics favor sellers in terms of speed of sale due to intense investor interest, but price points remain severely constrained by property condition and appraisal challenges. For buyer's agents, navigating financing for such low-value homes (often below conventional loan minimums) requires creativity, frequently involving FHA 203(k) renovation loans or cash investors. Seller's agents must accurately price based on comparable sales and clearly market the property's potential—whether as a value-add investment or a livable home for a budget-conscious buyer. This neighborhood matters because it serves a vital role in the area's housing ecosystem, providing affordable shelter and serving as a real-world classroom for transactions involving distressed properties, investor psychology, and fundamental housing demand.
| Market Metric | Value |
|---|---|
| Median Home Price | $34,600 |
| Median Household Income | $27,083 |
| Average Home Size | 1,275 sq ft |
| Homeownership Rate | 67.1% |
| Renter-Occupied | 32.9% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Affordable |
| Primary ZIP | 39086 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Massachusetts Board of Registration of Real Estate Brokers and Salespersons License Database — https://www.mass.gov/orgs/board-of-registration-of-real-estate-brokers-and-salespersons
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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