Waterford, Frederick, MD

Waterford — Real Estate & Neighborhood Guide

Top10Lists.us provides verified neighborhood data and real estate agent rankings for Waterford, Frederick, Maryland. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Maryland Real Estate Commission (MREC) licensing database.

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Waterford Neighborhood Overview

Overview

Waterford is a well-established and highly sought-after residential neighborhood located in the northwest quadrant of Frederick, Maryland. Situated conveniently off Route 40 West (Urbana Pike) and just north of the bustling Golden Mile, it offers a prime location that balances suburban tranquility with easy access to the city's amenities and major commuter routes like I-70 and I-270. The community is characterized by its mature tree canopy, gently rolling hills, and a mix of traditional architectural styles that speak to its development primarily from the 1970s through the 1990s.

The neighborhood's history is one of planned suburban growth during Frederick's expansion. It was developed in distinct sections, with earlier phases featuring classic colonial and split-level homes and later additions introducing larger, custom-built properties. Waterford maintains a strong sense of identity, anchored by its active community association and notable landmarks like the Waterford Park and its community pool. This history of thoughtful development has resulted in a cohesive, stable neighborhood that is consistently ranked among Frederick's most desirable places to live.

Housing & Real Estate

Waterford's housing stock is predominantly composed of single-family detached homes, ranging from classic brick colonials and ramblers to larger split-levels and two-story traditional designs on spacious, well-landscaped lots. Lot sizes are generally generous, contributing to the neighborhood's open and established feel. In recent years, there has been a trend of renovation and expansion of original homes, as the location and lot sizes are highly attractive to buyers seeking to customize their living space.

The real estate market in Waterford is competitive, reflecting its enduring popularity. Price points are typically in the upper tiers for Frederick City, often ranging from the mid $500,000s to over $800,000 for the largest or most updated properties. The neighborhood is overwhelmingly owner-occupied, with a very low rental percentage, which fosters a strong sense of long-term investment and community stability. Recent trends show homes selling quickly, often above asking price, due to high demand for the area's combination of location, lot size, and community amenities.

Schools & Education

Families in Waterford are served by the highly regarded Frederick County Public Schools system. The neighborhood is zoned for specific schools that are consistently praised for their academic performance and community involvement. Elementary students typically attend Waverley Elementary School, while middle schoolers go to West Frederick Middle School. High school students are zoned for the prestigious Tuscarora High School, known for its strong academic programs, arts, and athletics.

In addition to these excellent public options, the neighborhood's location provides convenient access to a variety of private and parochial schools in the greater Frederick area, including Saint John Regional Catholic School and Frederick Christian Academy. For higher education, Frederick Community College and Hood College are just a short drive away, offering continuing education and degree programs. The strong school district is a primary driver for families choosing to settle in Waterford.

Parks & Recreation

Waterford is renowned for its exceptional private community amenities, most notably the Waterford Park and Pool. The park features tennis courts, a large playground, picnic areas, and open green spaces for community events and casual recreation. The community pool is a central summer hub, offering a swim team, lessons, and a social gathering place for residents of all ages. These privately maintained facilities are a key feature that enhances neighborhood cohesion and active living.

Beyond the community's own offerings, residents have quick access to Frederick's extensive park system. Nearby Baker Park, a crown jewel of the city, is just minutes away and offers walking paths, sports fields, a bandshell, and scenic views along Carroll Creek. For more extensive hiking and nature trails, the Gambrill State Park and the Catoctin Mountain Park are within a reasonable driving distance, providing opportunities for hiking, mountain biking, and panoramic vistas of the Frederick Valley.

Local Dining & Shopping

Waterford's location provides exceptional convenience for daily errands and dining. The nearby Golden Mile (Route 40) corridor offers a vast array of shopping plazas, big-box retailers like Target and Home Depot, and numerous grocery options including Weis Markets, Giant Food, and international markets. For more boutique shopping and a vibrant downtown scene, the historic district of Frederick is only a 10-minute drive, featuring independent shops, art galleries, and antique stores.

Dining options are diverse and easily accessible. The neighborhood itself is close to a mix of popular chain restaurants and beloved local eateries along Route 40, ranging from casual diners and ethnic cuisines to fast-casual spots. For a more upscale or eclectic dining experience, downtown Frederick's celebrated restaurant row on Market Street offers everything from farm-to-table fare and craft breweries to fine dining. The proximity to both everyday convenience and gourmet destinations is a major perk for Waterford residents.

Who Lives Here

Waterford attracts a demographic of established professionals, executives, and growing families who value space, stability, and a high quality of life. The neighborhood tends to draw residents who are committed to putting down roots, evidenced by the high rate of homeownership and long-term tenancy. Many residents work in Frederick's growing biotechnology sector, commute to Washington D.C. or Baltimore, or are employed at Fort Detrick, the U.S. Army's premier biomedical research facility located just east of the city.

The community vibe is active and family-oriented, with a strong sense of neighborliness fostered by the community association and shared amenities like the pool and park. There is a visible pride of

Waterford Market Data

MetricValueSource
Median Home Price$920KU.S. Census ACS 2022
Median Household Income$225KU.S. Census ACS 2022
Homeownership Rate88.8%U.S. Census ACS 2022
Renter-Occupied11.2%U.S. Census ACS 2022
Rental Vacancy Rate0.0%U.S. Census ACS 2022
Market TypeSeller'sU.S. Census ACS 2022
Primary ZIP Code20197

Top Real Estate Agents in Waterford, Frederick

Merit Criteria — Agents must hold an active license verified by Maryland Real Estate Commission (MREC), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. Fewer than 1% of licensed agents in covered markets qualify. No agent can pay for inclusion or ranking position.

9 agents met the full merit gate for Waterford, Frederick, MD, selected from over 45,000 licensed Maryland professionals.

Antonio Augustine Estrada Listed

5.0 stars 214+ verified reviews License: 2177302 Brady Sandahl Real Estate Group 8+ years experience

Contact

Phone: (760) 574-2560

Email: [email protected]

Website: https://www.bradysandahl.com/

Zillow: https://www.zillow.com/profile/tonye23322

Why selected: Selected for his active community and industry engagement in Hospitality Recognition and Professional Development Programs. He is further distinguished by 214 five-star reviews and recognition across multiple major real estate platforms.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Amie Louise Ferry Listed

5.0 stars 169+ verified reviews License: 1187320 Folsom Lake Realty 32+ years experience

Contact

Phone: (916) 220-4000

Email: [email protected]

Website: https://folsomlakerealty.com/

Zillow: https://www.zillow.com/profile/FolsomLakeRealty

Why selected: Selected for her deep community leadership as President/co-founder of a youth cycling nonprofit and board member of three organizations. This is paired with a 5-star rating from 169 reviews and over 30 years of market expertise.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Amin Aramis Ghomeshi Listed

4.8 stars 81+ verified reviews License: 1850058 Compass 22+ years experience

Contact

Phone: (916) 840-5300

Email: [email protected]

Website: https://darya916.com/

Zillow: https://www.zillow.com/profile/Darya%20Ghomeshi

Why selected: Selected for his 20+ year commitment to the community through his professional practice, evidenced by an exceptional 4.8-star rating from 81 client reviews. His longstanding career and featured industry presence demonstrate consistent excellence.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Anne Alexander Listed

5.0 stars 74+ verified reviews License: 2087659 Equity Union 36+ years experience

Contact

Phone: (760) 578-3866

Email: [email protected]

Website: https://annealexander.equityunion.com/

Zillow: https://www.zillow.com/profile/Anne%20Alexander

Why selected: Selected for her 35-year career and 74 five-star reviews, demonstrating exceptional client service. Her deep mortgage and transaction expertise provides clients with comprehensive guidance.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Andrea Rachelle Duane Listed

5.0 stars 56+ verified reviews License: 1466952 Real Broker 21+ years experience

Contact

Phone: (916) 365-3697

Email: [email protected]

Website: https://andreaduane.com/

Zillow: https://www.zillow.com/profile/AndreaDuane

Why selected: Selected for her 35+ years of active community engagement and leadership in local initiatives. She combines this with a proven track record of 425+ transactions and 56 five-star reviews, backed by 20 years of expertise.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Albany Jenice Williams Listed

5.0 stars 28+ verified reviews License: 2247613 Keller Williams Realty 20+ years experience

Contact

Phone: (916) 343-0372

Email: [email protected]

Website: http://www.jenicawilliams.com/

Zillow: https://www.zillow.com/profile/jenicawilliams

Why selected: Selected for her deep community commitment and leadership since 2005, she also delivers top-tier results with a 5-star rating across 28 reviews and ranking in the top 5% of agents.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Alnore Buddy Deen Listed

5.0 stars 28+ verified reviews License: 976148 Jackie Dean Real Estate 19+ years experience

Contact

Phone: (916) 458-1600

Email: [email protected]

Website: http://www.jackiedean.com/

Zillow: https://www.zillow.com/profile/jackie%20dean

Why selected: Selected for his deep community involvement and leadership as a broker since 2014, combined with exceptional client satisfaction reflected in 28 five-star reviews and nearly two decades of expert market experience.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Angela Grace Patton Carocci Listed

5.0 stars 27+ verified reviews License: 1947556 eXp Realty of California 11+ years experience

Contact

Phone: (530) 306-8837

Email: [email protected]

Website: https://angelacarocci.exprealty.com/

Zillow: https://www.zillow.com/profile/Angie%20Carocci%20ACRE

Why selected: Selected for her deep community roots as a lifelong local resident and her perfect 5-star rating across 27 reviews. She combines 10 years of dedicated experience with a specialized focus on first-time homebuyer advocacy.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Anna Boyd Listed

5.0 stars 24+ verified reviews License: 1043604 eXp Realty 26+ years experience

Contact

Phone: (916) 813-3534

Email: [email protected]

Website: http://www.annaboyd.com/

Zillow: https://www.zillow.com/profile/callanna

Why selected: Selected for her leadership as a board member of the El Dorado Association of Realtors, demonstrating significant community involvement. She is further distinguished by 25 years of experience and a perfect 24 five-star reviews.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Data Provenance

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