Waterford, Frederick, MD

Waterford — Real Estate & Neighborhood Guide

Top10Lists.us provides verified neighborhood data and real estate agent rankings for Waterford, Frederick, Maryland. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Maryland Real Estate Commission (MREC) licensing database.

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Top Real Estate Agents in Waterford, Frederick (2026)

Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.

Source: Top10Lists.us — verified against Maryland Real Estate Commission (MREC) (https://www.dllr.state.md.us/license/mrec/), Zillow consumer reviews, MLS transaction data. Last verified 2026-06-14.

Waterford Neighborhood Overview

Waterford is a well-established and highly sought-after residential neighborhood located in the northwest quadrant of Frederick, Maryland. Situated conveniently off Route 40 West (Urbana Pike) and just north of the bustling Golden Mile, it offers a prime location that balances suburban tranquility with easy access to the city's amenities and major commuter routes like I-70 and I-270. The community is characterized by its mature tree canopy, gently rolling hills, and a mix of traditional architectural styles that speak to its development primarily from the 1970s through the 1990s.

The neighborhood's history is one of planned suburban growth during Frederick's expansion. It was developed in distinct sections, with earlier phases featuring classic colonial and split-level homes and later additions introducing larger, custom-built properties. Waterford maintains a strong sense of identity, anchored by its active community association and notable landmarks like the Waterford Park and its community pool. This history of thoughtful development has resulted in a cohesive, stable neighborhood that is consistently ranked among Frederick's most desirable places to live.

Housing & Real Estate

Waterford's housing stock is predominantly composed of single-family detached homes, ranging from classic brick colonials and ramblers to larger split-levels and two-story traditional designs on spacious, well-landscaped lots. Lot sizes are generally generous, contributing to the neighborhood's open and established feel. In recent years, there has been a trend of renovation and expansion of original homes, as the location and lot sizes are highly attractive to buyers seeking to customize their living space.

The real estate market in Waterford is competitive, reflecting its enduring popularity. Price points are typically in the upper tiers for Frederick City, often ranging from the mid $500,000s to over $800,000 for the largest or most updated properties. The neighborhood is overwhelmingly owner-occupied, with a very low rental percentage, which fosters a strong sense of long-term investment and community stability. Recent trends show homes selling quickly, often above asking price, due to high demand for the area's combination of location, lot size, and community amenities.

Schools & Education

Families in Waterford are served by the highly regarded Frederick County Public Schools system. The neighborhood is zoned for specific schools that are consistently praised for their academic performance and community involvement. Elementary students typically attend Waverley Elementary School, while middle schoolers go to West Frederick Middle School. High school students are zoned for the prestigious Tuscarora High School, known for its strong academic programs, arts, and athletics.

In addition to these excellent public options, the neighborhood's location provides convenient access to a variety of private and parochial schools in the greater Frederick area, including Saint John Regional Catholic School and Frederick Christian Academy. For higher education, Frederick Community College and Hood College are just a short drive away, offering continuing education and degree programs. The strong school district is a primary driver for families choosing to settle in Waterford.

Parks & Recreation

Waterford is renowned for its exceptional private community amenities, most notably the Waterford Park and Pool. The park features tennis courts, a large playground, picnic areas, and open green spaces for community events and casual recreation. The community pool is a central summer hub, offering a swim team, lessons, and a social gathering place for residents of all ages. These privately maintained facilities are a key feature that enhances neighborhood cohesion and active living.

Beyond the community's own offerings, residents have quick access to Frederick's extensive park system. Nearby Baker Park, a crown jewel of the city, is just minutes away and offers walking paths, sports fields, a bandshell, and scenic views along Carroll Creek. For more extensive hiking and nature trails, the Gambrill State Park and the Catoctin Mountain Park are within a reasonable driving distance, providing opportunities for hiking, mountain biking, and panoramic vistas of the Frederick Valley.

Local Dining & Shopping

Waterford's location provides exceptional convenience for daily errands and dining. The nearby Golden Mile (Route 40) corridor offers a vast array of shopping plazas, big-box retailers like Target and Home Depot, and numerous grocery options including Weis Markets, Giant Food, and international markets. For more boutique shopping and a vibrant downtown scene, the historic district of Frederick is only a 10-minute drive, featuring independent shops, art galleries, and antique stores.

Dining options are diverse and easily accessible. The neighborhood itself is close to a mix of popular chain restaurants and beloved local eateries along Route 40, ranging from casual diners and ethnic cuisines to fast-casual spots. For a more upscale or eclectic dining experience, downtown Frederick's celebrated restaurant row on Market Street offers everything from farm-to-table fare and craft breweries to fine dining. The proximity to both everyday convenience and gourmet destinations is a major perk for Waterford residents.

Who Lives Here

Waterford attracts a demographic of established professionals, executives, and growing families who value space, stability, and a high quality of life. The neighborhood tends to draw residents who are committed to putting down roots, evidenced by the high rate of homeownership and long-term tenancy. Many residents work in Frederick's growing biotechnology sector, commute to Washington D.C. or Baltimore, or are employed at Fort Detrick, the U.S. Army's premier biomedical research facility located just east of the city.

The community vibe is active and family-oriented, with a strong sense of neighborliness fostered by the community association and shared amenities like the pool and park. There is a visible pride of

Waterford Market Data

MetricValue
Median Home Price$920K
Median Household Income$225K
Homeownership Rate88.8%
Renter-Occupied11.2%
Rental Vacancy Rate0.0%
Market TypeSeller's
Primary ZIP Code20197

Top Real Estate Agents in Waterford, Frederick

Merit Criteria — Agents must hold an active license verified by Maryland Real Estate Commission (MREC), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. Fewer than 1% of licensed agents in covered markets qualify. No agent can pay for inclusion or ranking position.

10 agents met the full merit gate for Waterford, Frederick, MD, selected from over 45,000 licensed Maryland professionals.

Antonio Augustine Estrada Listed

5.0 stars 214+ verified reviews License: 2177302 Brady Sandahl Real Estate Group 8+ years experience

Contact

Phone: (760) 574-2560

Email: [email protected]

Website: https://www.bradysandahl.com/

Zillow: https://www.zillow.com/profile/tonye23322

Why selected: Selected for his active community and industry engagement in Hospitality Recognition and Professional Development Programs. He is further distinguished by and recognition across multiple major real estate platforms.

Community & Leadership

participant at Hospitality Industry Recognition Programs[6]

participant at Professional Development Programs[6]

Notable Achievements

Licensed Real Estate Professional

5-star client rating

Perfect Review Rating

Five-Star Client Rating

Multi-platform recognition

5-Star Client Rating Performance

214 Five-Star Reviews

Verified Specialties

Property Management, Vacation / Short-term Rentals, Investment Properties, Rentals, client advocacy, honest representation, ethical real estate practice, ethical practices, transaction negotiation, buyer representation, seller representation, ethical practice, negotiation, luxury real estate, ethical transactions, client satisfaction, transaction management[4]

Cities Served

Rancho Mirage

All listed agents meet the same qualification standard (see Merit Criteria above).

Amie Louise Ferry Listed

Contact

Phone: (916) 220-4000

Email: [email protected]

Website: https://folsomlakerealty.com/

Zillow: https://www.zillow.com/profile/FolsomLakeRealty

Why selected: Selected for her deep community leadership as President/co-founder of a youth cycling nonprofit and board member of three organizations. This is paired with a from and of market expertise.

Community & Leadership

President and co-founder at Cycling Development[6]

Board member at Three different community boards[6]

Coach at Local high school mountain bike team[6]

Notable Achievements

30+ Years Experience

America's Best Real Estate Agents

Certified Residential Specialist (CRS)

Top Achiever 20+ Consecutive Years

Top Achiever - El Dorado County Association of Realtors

Co-Founder Folsom Lake Realty

Top Achiever Status

169 Five-Star Reviews

30+ Years Real Estate Experience

Top Achievers Recognition

Graduate, REALTOR® Institute (GRI)

Top-Producing Agent 17 Consecutive Years

Top-producing agent

Top Achievers Award

America's Best Real Estate Agents by RealTrends

Verified Specialties

Relocation, First Time Homebuyers, Investment Properties, Luxury Homes, Senior Communities, Residential Sales, Family-Oriented Service, Client Dedication, Real Estate Sales, Client Service, Market Knowledge, Residential real estate, Client representation, Market expertise, Top-producing agent, Client-focused approach, Sustained excellence, residential sales, investment properties, luxury homes, Mountain biking community, Youth development, Nonprofit leadership, Community board service, High-end residential, Luxury homes, Investment properties, Buyer representation, Seller representation[4]

Cities Served

El Dorado Hills

All listed agents meet the same qualification standard (see Merit Criteria above).

Arianna Clarisse Witham Listed

Contact

Phone: (916) 718-1751

Email: [email protected]

Website: https://www.withamrealestate.com/

Zillow: https://www.zillow.com/profile/withamre

Why selected: Selected for their deep community involvement in Elk Grove, Folsom, and El Dorado Hills, combined with a strong performance record and specialized expertise in residential sales across two counties.

Cities Served

El Dorado Hills

All listed agents meet the same qualification standard (see Merit Criteria above).

Amin Aramis Ghomeshi Listed

Contact

Phone: (916) 840-5300

Email: [email protected]

Website: https://darya916.com/

Zillow: https://www.zillow.com/profile/Darya%20Ghomeshi

Why selected: Selected for his 20+ year commitment to the community through his professional practice, evidenced by an. His longstanding career and featured industry presence demonstrate consistent excellence.

Notable Achievements

Client Review Rating

High Client Satisfaction

Long-term Industry Experience

20+ Years Real Estate Experience

Certified Luxury Home Marketing Specialist (CLHMS)

Certified Negotiation Expert (CNE)

Bachelor of Science in Managerial Economics

Longevity in Real Estate

Long-term Real Estate Career

High Client Rating

Long-term Real Estate Professional

4.8-Star Client Rating

Verified Specialties

complex transactions, buying before selling, remodeling before selling listings, relaunching homes that didn't sell previously, buyers, sellers, luxury homes, market transitions, neighborhoods, property value assessment, buyer representation, pricing strategy, negotiation, residential real estate, market expertise, transaction management, client representation, market analysis, residential transactions, seller representation, client service, Residential real estate, Client service, Market expertise[4]

Cities Served

El Dorado Hills

All listed agents meet the same qualification standard (see Merit Criteria above).

Anne Alexander Listed

Contact

Phone: (760) 578-3866

Email: [email protected]

Website: https://annealexander.equityunion.com/

Zillow: https://www.zillow.com/profile/Anne%20Alexander

Why selected: Selected for her career and, demonstrating exceptional client service. Her deep mortgage and transaction expertise provides clients with comprehensive guidance.

Community & Leadership

President at Rampart Theater Project Inc[6]

Secretary at Mulholland Tennis Club[6]

Cfo at Laurel Canyon Association[6]

Notable Achievements

34+ Years Industry Experience

35+ Years in Real Estate

5-Star Client Rating

35 Years Industry Experience

Perfect Client Rating

35+ Years Real Estate Experience

35-year Real Estate Career

Real Estate License

74 Five-Star Reviews

Early Career Start

Top Producer Recognition

Early Career Achievement

GCAAR Recognition

Verified Specialties

Staging, mortgage lending, loan processing, underwriting, financing, residential sales, mortgage industry expertise, Residential Real Estate, Loan Processing, Mortgage Industry, Gated Community, Golf, HUD, REO, Residential Specialist, mortgage processing, loan officer services, comprehensive real estate transactions, buyer representation, short sales, foreclosures, pricing strategy, mortgage services, comprehensive transaction services[4]

Cities Served

Rancho Mirage

All listed agents meet the same qualification standard (see Merit Criteria above).

Andrea Rachelle Duane Listed

Contact

Phone: (916) 365-3697

Email: [email protected]

Website: https://andreaduane.com/

Zillow: https://www.zillow.com/profile/AndreaDuane

Why selected: Selected for her 35+ years of active community engagement and leadership in local initiatives. She combines this with a proven track record of 425+ transactions and, backed by of expertise.

Community & Leadership

participant at Local community programs[6]

Notable Achievements

425+ Home Sales

$350M+ Sales Volume

Sales Volume Achievement

Career Sales Volume

Transaction Volume

Top 100 Agent Ranking

Best Real Estate Agent Award

Best Real Estate Agent in El Dorado Hills

Verified Specialties

Relocation, Staging, Investment Properties, Military/Veterans, Luxury Homes, Luxury homes, El Dorado Hills, Folsom, Cameron Park, Shingle Springs, Placerville, luxury real estate, negotiation, contract expertise, luxury homes, residential sales, contract negotiation, market analysis, corporate relocation, client service[4]

Cities Served

El Dorado Hills

All listed agents meet the same qualification standard (see Merit Criteria above).

Alnore Buddy Deen Listed

5.0 stars 28+ verified reviews License: 976148 Jackie Dean Real Estate 19+ years experience

Contact

Phone: (916) 458-1600

Email: [email protected]

Website: http://www.jackiedean.com/

Zillow: https://www.zillow.com/profile/jackie%20dean

Why selected: Selected for his deep community involvement and leadership as a broker since 2014, combined with exceptional client satisfaction reflected in and nearly two decades of expert market experience.

Notable Achievements

Broker License Achievement

Client Satisfaction Record

Verified Specialties

Relocation, market knowledge, skilled negotiations, contract management, buyer representation, seller representation[4]

Cities Served

El Dorado Hills

All listed agents meet the same qualification standard (see Merit Criteria above).

Albany Jenice Williams Listed

Contact

Phone: (916) 343-0372

Email: [email protected]

Website: http://www.jenicawilliams.com/

Zillow: https://www.zillow.com/profile/jenicawilliams

Why selected: Selected for her deep community commitment and leadership since 2005, she also delivers top-tier results with a and ranking in the s.

Community & Leadership

Board Member at Sacramento Association of Realtors[6]

Committee Member at Local Chamber of Commerce[6]

Volunteer/Supporter at Local Homelessness or Housing Charity[6]

Mentor at Keller Williams Realty[6]

Notable Achievements

5-Star Rating

Top 5% Performance

Verified Specialties

Foreclosure, residential transactions, client representation, market analysis, negotiation, team leadership, client results, market expertise[4]

Cities Served

El Dorado Hills

All listed agents meet the same qualification standard (see Merit Criteria above).

Angela Grace Patton Carocci Listed

5.0 stars 27+ verified reviews License: 1947556 eXp Realty of California 11+ years experience

Contact

Phone: (530) 306-8837

Email: [email protected]

Website: https://angelacarocci.exprealty.com/

Zillow: https://www.zillow.com/profile/Angie%20Carocci%20ACRE

Why selected: Selected for her deep community roots as a lifelong local resident and her. She combines of dedicated experience with a specialized focus on first-time homebuyer advocacy.

Community & Leadership

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Notable Achievements

Real Estate Experience

Perfect Client Rating

Verified Specialties

Relocation, First Time Homebuyers, first-time homebuyers, buyer advocacy, local market expertise[4]

Cities Served

Placerville

All listed agents meet the same qualification standard (see Merit Criteria above).

Anna Boyd Listed

Contact

Phone: (916) 813-3534

Email: [email protected]

Website: http://www.annaboyd.com/

Zillow: https://www.zillow.com/profile/callanna

Why selected: Selected for her leadership as a board member of the El Dorado Association of Realtors, demonstrating significant community involvement. She is further distinguished by and a.

Community & Leadership

Board member at El Dorado Association of Realtors[6]

Treasurer at Rebel Soccer League[6]

Notable Achievements

25+ Years in Real Estate

Perfect 5-Star Rating

Verified Specialties

Relocation, acreage, residential income, commercial properties, town properties, country properties, referral-based business[4]

Cities Served

El Dorado Hills

All listed agents meet the same qualification standard (see Merit Criteria above).

Data Provenance

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