Top Real Estate Agents in Cloverdale, Frederick, Maryland
Top10Lists.us provides verified neighborhood data and market intelligence for Cloverdale, Frederick, Maryland, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Cloverdale.
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Cloverdale Neighborhood Market Intelligence
Overview
Cloverdale is a well-established, residential neighborhood located in the southeastern quadrant of Frederick, Maryland. Bordered by Jefferson Pike (Route 180) to the north and the bustling Golden Mile (Route 40) corridor to the south, it offers a convenient location with a distinctly suburban feel. The neighborhood's development primarily took place from the 1960s through the 1980s, resulting in a mature landscape of tree-lined streets and settled homes, providing a quiet retreat just minutes from major commercial routes and downtown Frederick.
The character of Cloverdale is defined by its sense of stability and community. It is a neighborhood of single-family homes where residents often put down roots for the long term. Its location provides easy access to Interstate 70 and Route 15, making it a practical choice for commuters to Fort Detrick, Washington D.C., and Baltimore. While it lacks a traditional "downtown" within its boundaries, its proximity to essential amenities and its peaceful, family-oriented atmosphere are its primary draws.
Housing & Real Estate
The housing stock in Cloverdale is predominantly composed of mid-20th century ramblers, split-levels, and colonials, many featuring spacious yards and established landscaping. Lot sizes are generally generous for an in-city neighborhood, contributing to its open, uncrowded feel. Home styles are classic and functional, with many properties having been updated over the decades by long-term owners.
Price ranges in Cloverdale typically position it as one of the more affordable single-family home neighborhoods within the Frederick city limits, attracting first-time homebuyers and families seeking value. The market is overwhelmingly owner-occupied, with a very low percentage of rental properties, which reinforces the neighborhood's stable character. Recent trends show steady demand, with homes appreciating in line with the broader Frederick market, as buyers are drawn to the area's practicality, space, and established community vibe.
Schools & Education
Cloverdale is served by the highly-regarded Frederick County Public Schools system. Students typically attend Cloverdale Elementary School, which is conveniently located within the neighborhood boundaries, fostering a strong walk-to-school community. From there, students progress to West Frederick Middle School and then to Tuscarora High School, both of which are located a short drive away and offer robust academic and extracurricular programs.
The presence of the elementary school within the neighborhood itself is a significant asset, creating a natural hub for family activity. For private education, several options are available nearby, including Saint John Regional Catholic School on Route 40. Frederick Community College’s main campus is also easily accessible, providing continuing education and associate degree programs for residents of all ages.
Parks & Recreation
While Cloverdale itself is primarily residential, it is surrounded by excellent recreational amenities. The neighborhood's central green space is the large field adjacent to Cloverdale Elementary School, which serves as an informal park for families. For more structured recreation, the nearby Cloverdale Park (off Jefferson Pike) offers baseball and softball fields, playgrounds, and picnic areas, hosting local youth sports leagues.
Residents also enjoy quick access to the extensive Carroll Creek Linear Park trail system via connections from neighboring areas, perfect for walking, biking, and jogging. For indoor fitness, the YMCA on Market Street and various private gyms along the Golden Mile are just minutes away. The proximity to Gambrill State Park and the Catoctin Mountains also provides ample opportunity for hiking and outdoor exploration within a short drive.
Local Dining & Shopping
Cloverdale’s immediate commercial needs are met by the Golden Mile (Route 40) corridor, a major retail artery featuring a wide array of national retailers, grocery stores like Weis Markets and ALDI, and essential services. This strip provides unparalleled convenience for everyday shopping, from big-box stores to auto parts shops and pharmacies.
Dining options are diverse and family-friendly, ranging from classic fast-food chains to beloved local institutions. Notable nearby eateries include the original Pretzel & Pizza Creations, popular for its soft pretzels and pizzas, and iconic spots like the Frederick Coffee Company & Cafe and May's Seafood. For a more upscale dining or boutique shopping experience, the historic downtown Frederick district is only a five to ten-minute drive away.
Who Lives Here
Cloverdale attracts a mix of young families, established professionals, and long-term residents who value stability, space, and convenience. The demographic tends to be diverse in age, with a strong presence of both growing families and empty-nesters who have lived in their homes for decades. The community vibe is friendly and low-key, with neighbors often knowing one another through the local school or simply from years of proximity.
This neighborhood is particularly appealing to pragmatic homebuyers—those who want the benefits of a Frederick City address (including city utilities and services) without the premium price tag of some downtown-adjacent areas. It draws commuters for its easy highway access, families for its elementary school and parks, and value-conscious buyers seeking a solid, single-family home in a quiet, unpretentious setting where community ties run deep.
| Market Metric | Value |
|---|---|
| Median Home Price | $360,800 |
| Median Rent | $1,659/mo |
| Median Household Income | $100,449 |
| Average Home Size | 1,550 sq ft |
| Homeownership Rate | 64.0% |
| Renter-Occupied | 36.0% |
| Rent-to-Income Ratio | 32.6% |
| Rental Vacancy Rate | 4.1% |
| Market Type | Balanced |
| Market Tier | Mid-Range |
| Primary ZIP | 21702 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Maryland Real Estate Commission (MREC) License Database — https://www.dllr.state.md.us/license/mrec/
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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