Oak Terrace, Cumberland, MD
Oak Terrace — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Oak Terrace, Cumberland, Maryland. Explore the cited sources and local facts below while agent underwriting continues.
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Oak Terrace Neighborhood Overview
Oak Terrace is a quiet, residential neighborhood in Cumberland, Maryland, known for its tree-lined streets and sense of community. It offers a suburban feel while remaining conveniently close to the city's downtown amenities and major routes.
Housing & Real Estate
The neighborhood primarily features well-maintained single-family homes, ranging from mid-century ranches to classic two-story houses. While specific home value data is not available, the market is known for being more affordable than national averages, appealing to first-time buyers and families.
Schools & Education
Oak Terrace is served by the Allegany County Public Schools district, with students often attending nearby elementary and middle schools that feed into Fort Hill High School. The area is also in proximity to Allegany College of Maryland for higher education and continuing studies.
Parks & Recreation
Residents enjoy easy access to the expansive trails and scenery of the Chesapeake and Ohio Canal National Historical Park, which runs along the Potomac River. Closer to home, the neighborhood itself provides a peaceful setting for walking, biking, and community gatherings.
Local Dining & Shopping
A short drive to Downtown Cumberland or the Country Club Mall provides a variety of dining options, from casual cafes to local favorites. For everyday needs, several grocery stores and convenience shops are located just outside the neighborhood boundaries.
Who Lives Here
Oak Terrace is a family-friendly neighborhood popular with working professionals, long-time residents, and retirees. The community reflects the broader demographics of Cumberland, with a mix of ages and household types creating a stable, neighborly atmosphere.
Oak Terrace Market Data
| Metric | Value |
|---|---|
| Homeownership Rate | 0.0% |
| Renter-Occupied | 100.0% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Primary ZIP Code | 22904 |
Top Real Estate Agents in Oak Terrace, Cumberland
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Oak Terrace, Cumberland, MD. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: Maryland Real Estate Commission (MREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12