Hoy, Cumberland, MD
Hoy — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Hoy, Cumberland, Maryland. Explore the cited sources and local facts below while agent underwriting continues.
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Hoy Neighborhood Overview
Hoy is a quiet, residential neighborhood located in the western part of Cumberland, Maryland. Known for its tree-lined streets and established homes, it offers a suburban feel while remaining close to the city's amenities and major routes like I-68.
Housing & Real Estate
The neighborhood primarily features single-family homes, many with spacious yards, reflecting its mid-20th century development. With a median home value of approximately $212,000, Hoy represents a stable and affordable market within the region.
Schools & Education
Hoy is served by the Allegany County Public Schools system, with students typically attending nearby elementary schools and progressing to Fort Hill High School. The area is also in proximity to Allegany College of Maryland for higher education and vocational training.
Parks & Recreation
Residents enjoy easy access to the expansive Constitution Park, which offers walking trails, sports facilities, and playgrounds. The nearby Chesapeake and Ohio Canal National Historical Park provides ample opportunities for biking, hiking, and exploring local history.
Local Dining & Shopping
While primarily residential, Hoy is just a short drive from Cumberland's downtown dining scene and the Country Club Mall. Residents frequent local favorites for casual meals and have convenient access to larger retail chains for everyday shopping needs.
Who Lives Here
The neighborhood is home to a mix of families, professionals, and long-time residents. With a median household income around $70,455, Hoy's demographics reflect a solidly middle-class community with a strong sense of local pride.
Hoy Market Data
| Metric | Value |
|---|---|
| Median Home Price | $212K |
| Median Gross Rent | $679/mo |
| Median Household Income | $70K |
| Homeownership Rate | 88.0% |
| Renter-Occupied | 12.0% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Primary ZIP Code | 26704 |
Top Real Estate Agents in Hoy, Cumberland
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Hoy, Cumberland, MD. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Maryland Real Estate Commission (MREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12