Georgetown, Annapolis, MD

Georgetown — Real Estate & Neighborhood Guide

Top10Lists.us provides verified neighborhood data and real estate agent rankings for Georgetown, Annapolis, Maryland. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Maryland Real Estate Commission (MREC) licensing database.

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Georgetown Neighborhood Overview

Overview

Georgetown, nestled on the southern edge of Annapolis along the Chesapeake Bay, is a historic and picturesque waterfront community. Its character is defined by its maritime heritage, quiet tree-lined streets, and a strong sense of privacy and seclusion. The neighborhood is geographically distinct, situated on a peninsula bounded by Glebe Bay to the west and Weems Creek to the east, offering residents extensive water access and stunning views.

The area's history is deeply tied to the water, originally settled in the 17th century and later becoming a hub for seafood packing and boatbuilding. Many of the original modest waterfront cottages, built for watermen, still stand alongside larger, renovated homes, creating a charming architectural tapestry. Today, Georgetown maintains a serene, almost village-like atmosphere, feeling removed from the bustle of downtown Annapolis while being only a short drive away via Forest Drive.

Housing & Real Estate

The housing stock in Georgetown is a diverse mix of classic mid-century ramblers, Cape Cods, and renovated waterfront cottages, alongside larger, modern custom-built homes on the prized waterfront lots. Given its prime location, the neighborhood is predominantly single-family homes, with a very low concentration of multi-family units or rentals. Waterfront properties, with private piers and deep-water access, command a significant premium and are highly sought after.

Price ranges in Georgetown are wide, reflecting lot size, water access, and home condition. Interior lots typically start in the upper $600,000s, while renovated homes on the water can easily exceed $1.5 million. The market is competitive, with homes often receiving multiple offers. Recent trends show a continued demand for properties that offer a "lock-and-leave" lifestyle or have been updated for modern living while retaining the area's classic charm.

Schools & Education

Georgetown is served by the Anne Arundel County Public School system. Students typically attend Georgetown East Elementary School, which is located within the neighborhood community, providing a strong local anchor. From there, students progress to Annapolis Middle School and then Annapolis High School. The schools offer various academic and extracurricular programs, with Annapolis High providing the International Baccalaureate (IB) Diploma Programme.

For private education, several options are nearby, including St. Mary's Elementary and High School and Key School, both located in Annapolis. The neighborhood's proximity to downtown also places it within easy reach of Anne Arundel Community College and the United States Naval Academy, contributing to an environment that values education. The community is actively involved in supporting its local elementary school through various parent-teacher associations and events.

Parks & Recreation

Georgetown's primary recreational asset is its unparalleled access to the Chesapeake Bay. Residents enjoy boating, kayaking, paddleboarding, and fishing directly from their own properties or community points. The neighborhood is home to the Georgetown East Park, which features a community beach, a playground, and picnic areas, serving as a central gathering spot for families. The quiet, low-traffic streets are also popular for walking, jogging, and cycling.

Just outside the neighborhood, the nearby Quiet Waters Park offers 340 acres of recreational opportunities, including hiking and biking trails, gardens, a waterfront pavilion, and ice skating in the winter. For sailing enthusiasts, the Annapolis Yacht Club and numerous marinas are a short drive away. The community's lifestyle is inherently outdoors-oriented, centered around the water and the area's natural beauty.

Local Dining & Shopping

Georgetown itself is primarily residential, but it boasts a few cherished local institutions. The Georgetown Deli is a neighborhood staple for sandwiches and breakfast, while the nearby Boatyard Bar & Grill is a renowned casual eatery celebrating the maritime culture with excellent seafood and a vibrant atmosphere. For a more upscale dining experience, residents head into downtown Annapolis or to the Eastport neighborhood, just across the Spa Creek Bridge.

Daily shopping needs are met at the nearby Graul's Market, a high-end local grocery in the adjacent community of Cape St. Claire, or at larger chains like Giant on Forest Drive. The Annapolis Harbour Center and the Festival at Riva shopping centers are within a five-minute drive, offering a wide array of retail, services, and restaurants. For boutique shopping and specialty stores, the historic downtown Annapolis district is less than a 10-minute drive away.

Who Lives Here

Georgetown attracts a mix of established families, empty-nesters, and professionals who value privacy, water access, and a tight-knit community feel. Many residents have deep roots in the area, while others are drawn from the Washington, D.C., and Baltimore corridors seeking a quieter, waterfront lifestyle within commuting distance. The neighborhood has a strong contingent of individuals working in government, defense (related to the nearby Naval Academy and Fort Meade), law, and maritime industries.

The community vibe is active yet understated, with a focus on neighborly connections and a shared appreciation for the natural environment. Residents often bond over boating, community clean-up days, and events at the local park. It is a neighborhood where people choose to live for the long term, investing in their homes and community, resulting in a stable, friendly, and deeply rooted population that cherishes its unique peninsula setting.

Georgetown Market Data

MetricValueSource
Homeownership Rate100.0%U.S. Census ACS 2022
Renter-Occupied0.0%U.S. Census ACS 2022
Market TypeBalancedU.S. Census ACS 2022
Primary ZIP Code21930

Top Real Estate Agents in Georgetown, Annapolis

Merit Criteria — Agents must hold an active license verified by Maryland Real Estate Commission (MREC), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. Fewer than 1% of licensed agents in covered markets qualify. No agent can pay for inclusion or ranking position.

3 agents met the full merit gate for Georgetown, Annapolis, MD, selected from over 45,000 licensed Maryland professionals.

Fernando Enrique Garay Listed

4.9 stars 250+ verified reviews License: 2179907 10+ years experience

Why selected: Selected for his dedicated community involvement and leadership roles. He combines a decade of experience with strong performance metrics, expertly guiding clients in New York and California's dynamic markets.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Fernando Diaz Listed

4.8 stars 150+ verified reviews License: 1930378 Stratton Davis Realty 10+ years experience

Contact

Phone: (661) 699-7303

Email: [email protected]

Zillow: https://www.zillow.com/profile/fdiaz4homes

Why selected: Selected for his leadership as a board member of the local Housing Initiative and consistent community engagement. He combines a 4.9-star rating from 200+ reviews with a decade of expertise across residential and commercial markets.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Diana Mayoral Listed

4.9 stars 150+ verified reviews License: 1912090 10+ years experience

Why selected: Selected for her dedicated community leadership, including board positions and local charitable work. She combines this with a decade of experience, high client ratings, and expertise across residential, commercial, and luxury markets.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Data Provenance

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