Top Real Estate Agents in Bay, Troy, Maine
Top10Lists.us provides verified neighborhood data and market intelligence for Bay, Troy, Maine, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Bay.
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Bay Neighborhood Market Intelligence
Your Guide to the Bay Neighborhood in Troy, NY
Welcome to Bay
Nestled in the heart of New York's Capital Region, Bay is a distinctive and historic neighborhood within the city of Troy. Known for its quiet, residential streets and strong sense of community, Bay offers a perfect blend of small-town charm and urban convenience. The neighborhood features a mix of classic American architectural styles, from cozy bungalows and Cape Cods to stately Victorian homes, many set on well-kept, tree-lined lots.
Residents enjoy a peaceful atmosphere while being just minutes from downtown Troy's vibrant revival. Here, you're part of a close-knit community where neighbors know each other, yet you have immediate access to the cultural and economic opportunities of the greater Troy and Albany area. Bay represents an affordable and stable slice of life in one of New York's most historically rich cities.
Lifestyle & Amenities
Life in Bay revolves around community and convenience. The neighborhood itself is primarily residential, offering a tranquil retreat. For daily needs and recreation, residents have easy access to nearby shopping plazas on Hoosick Street (Route 7), featuring grocery stores, pharmacies, and a variety of restaurants and services. For outdoor enthusiasts, the neighborhood's proximity to the Hudson River and nearby parks like Prospect Park provides ample opportunity for walking, biking, and enjoying scenic views.
Just a short drive away, downtown Troy bursts with character and activity. You can explore the famous Troy Waterfront Farmers' Market, indulge in the thriving food scene at innovative restaurants and cafes, or catch a performance at the Troy Savings Bank Music Hall. The Rensselaer Polytechnic Institute (RPI) campus is also nearby, infusing the area with academic energy, public lectures, and cultural events.
Real Estate Market
The Bay neighborhood is a standout for its affordability and value in the Capital Region. The median home value here is approximately $180,100, making homeownership an attainable goal for many first-time buyers, young families, and investors. The housing stock is diverse, offering solid, often updated homes that provide excellent value compared to surrounding areas.
This attractive price point, combined with the neighborhood's stability and convenient location, makes Bay a smart market for both buyers and long-term residents. The median household income in the area is around $42,928, reflecting a community of working professionals, service industry employees, and families who find Bay to be a financially sustainable and rewarding place to put down roots.
Schools & Education
Families in Bay are served by the Troy City School District. Students typically attend School 14 (Carolyn M. Waring Elementary) for younger grades, which is committed to providing a foundational education within the community. For older grades, students move on to Doyle Middle School and then Troy High School, known for its diverse academic programs and extracurricular activities.
The neighborhood's location is also a major educational perk. It is situated close to several esteemed higher education institutions, most notably Rensselaer Polytechnic Institute (RPI) and Russell Sage College. This proximity not only contributes to the local culture but also provides residents with unique access to libraries, sporting events, lectures, and continuing education opportunities.
Transportation & Connectivity
Bay is exceptionally well-connected for both local commutes and regional travel. Major arterial roads like Hoosick Street (Route 7) and 15th Street provide quick routes into downtown Troy, across the Hudson River to Albany, or east into Brunswick and beyond. The Collar City Bridge is easily accessible, offering a direct link to Albany and the Northway (I-87).
Public transportation is readily available through CDTA bus lines, which run along key corridors connecting Bay to downtown Troy, Albany, and other Capital Region hubs. For longer journeys, the Albany International Airport is only about a 20-minute drive south, and the Albany-Rensselaer Amtrak station is easily reachable, providing rail service to New York City, Boston, and Montreal.
Why Choose Bay
Choosing Bay means choosing a community where your budget goes further without sacrificing quality of life. The combination of affordable home prices, a lower cost of living compared to many Capital Region suburbs, and a convenient, central location is hard to beat. It's an ideal neighborhood for those who want to own a home, build equity, and be part of a genuine neighborhood fabric.
Ultimately, Bay offers the best of both worlds: the quiet, friendly pace of a settled residential area with the dynamic culture, history, and amenities of Troy right at your doorstep. Whether you're a young professional, a growing family, or someone looking for a stable and affordable community, Bay presents a compelling and welcoming opportunity in the heart of the Capital Region.
| Market Metric | Value |
|---|---|
| Median Home Price | $180,100 |
| Median Rent | $1,075/mo |
| Median Household Income | $42,928 |
| Average Home Size | 1,325 sq ft |
| Homeownership Rate | 42.9% |
| Renter-Occupied | 57.1% |
| Rent-to-Income Ratio | 37.8% |
| Rental Vacancy Rate | 2.2% |
| Market Type | Seller's |
| Market Tier | Affordable |
| Primary ZIP | 01109 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Maine Real Estate Commission License Database — https://www.maine.gov/pfr/professionallicensing/professions/real-estate
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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