Wilmington, Florence, KY

Wilmington — Real Estate & Neighborhood Guide

Top10Lists.us provides verified neighborhood data and real estate agent rankings for Wilmington, Florence, Kentucky. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Kentucky Real Estate Commission (KREC) licensing database.

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Wilmington Neighborhood Overview

Neighborhood Overview

Wilmington is a well-established, primarily residential neighborhood located in the heart of Florence, Kentucky, within Boone County. Its central location places it just minutes from the critical commercial corridors of Houston Road, Burlington Pike (US-42), and the I-71/75 interstate exchange, offering residents unparalleled convenience to regional amenities while maintaining a quiet, suburban atmosphere. The neighborhood is characterized by its mature tree canopy, gently rolling topography, and a strong sense of community, making it a sought-after enclave for families and long-term residents.

The development of Wilmington largely took place in the latter half of the 20th century, with construction phases spanning from the 1960s through the 1990s. This phased growth is reflected in the diverse architectural styles and lot sizes found throughout its streets. The neighborhood's name and some of its street names pay homage to local history and figures, contributing to a distinct identity separate from the larger commercial hub of Florence. Its enduring appeal lies in its ability to offer a serene living environment with immediate access to one of Northern Kentucky's most dynamic and economically robust municipalities.

Housing & Real Estate

The housing stock in Wilmington is predominantly composed of single-family detached homes, showcasing a variety of styles including traditional ranches, split-levels, Cape Cods, and two-story colonial and contemporary designs. Lot sizes are generally generous, with many properties featuring sizable, landscaped yards that enhance the neighborhood's verdant appeal. Home sizes typically range from 1,200 to 2,800 square feet, catering to a mix of first-time homebuyers, growing families, and downsizers seeking single-level living in ranch-style properties.

The real estate market in Wilmington is characterized by high owner-occupancy rates, with a relatively low percentage of rental properties, which contributes to neighborhood stability and pride of ownership. As of recent trends, the price range for homes in Wilmington typically falls between the mid-$200,000s to the low $400,000s, with specific values heavily influenced by the home's condition, exact location, and modernization level. Recent sales activity indicates a strong seller's market with competitive bidding on well-maintained and updated properties, reflecting the area's desirability and limited inventory of move-in ready homes.

Lifestyle & Amenities

Residents of Wilmington enjoy exceptional convenience to a vast array of lifestyle amenities. The neighborhood is just a short drive from the Florence Mall, the sprawling retail district along Mall Road, and a dense concentration of dining, entertainment, and services on Houston Road. Everyday necessities, including major grocery stores, pharmacies, and banks, are within a five-minute drive. While the neighborhood itself is not highly walkable for errands, its internal streets are quiet and popular for walking, jogging, and cycling, fostering an active community atmosphere.

For recreation, Wilmington is proximate to several key parks and facilities. Central Park, a massive county-operated complex, is easily accessible and offers sports fields, playgrounds, walking trails, and the renowned Boone Woods Skate Park and Dog Park. The neighborhood's central location also provides swift highway access, placing downtown Cincinnati, the Cincinnati/Northern Kentucky International Airport (CVG), and major employment centers within a 15-25 minute commute. Public transit is available via the Transit Authority of Northern Kentucky (TANK), with bus routes servicing major nearby corridors.

Schools & Education

Wilmington is situated within the highly regarded Boone County School District, a significant draw for families. Students typically attend the following feeder pattern: Shirley Mann Elementary School, R.A. Jones Middle School, and Boone County High School. This pathway is known for its strong academic programs, extracurricular offerings, and modern facilities. The district consistently receives high marks for student performance and college readiness, adding substantial value to residential properties in the neighborhood.

In addition to the robust public school system, families have access to several nearby private and parochial school options, including St. Paul School and Covington Catholic High School, which are within a reasonable commuting distance. For higher education, Gateway Community and Technical College has a campus in nearby Florence, and the neighborhood is within a 30-minute drive of multiple universities in Cincinnati and Northern Kentucky, including Northern Kentucky University and the University of Cincinnati.

Community & Demographics

The Wilmington neighborhood exhibits a stable, family-oriented demographic profile. The population is largely comprised of middle to upper-middle-income households, including a mix of young families, established professionals, and retirees who have aged in place. This blend creates a community with deep roots and a neighborly feel, where long-term residents are common. The age distribution is relatively balanced, with a notable presence of both school-aged children and empty-nesters.

Community character is defined by its quiet, residential streets and a general atmosphere of well-kept properties. While there is no formal homeowners' association (HOA) governing most of Wilmington, community standards are organically maintained through resident pride. The neighborhood's social fabric is strengthened by informal interactions among neighbors and participation in broader Florence community events, such as the annual Florence Freedom Festival. This results in a low-turnover, high-satisfaction residential environment where people choose to live for the long term.

Real Estate Market Insights

For real estate professionals, Wilmington represents a consistently high-demand submarket within Florence due to its prime location, established school district, and mature setting. Its investment potential is strong, particularly for properties in need of strategic updates, as renovated homes command a significant premium and attract multiple offers. The neighborhood's enduring appeal buffers it against broader market fluctuations, making it a reliable asset for both homeowners and investors seeking long-term appreciation.

Current market dynamics favor sellers, with low days on market (DOM) and sale-to-list price ratios often at or above 100%. However, buyer demand is highly condition-sensitive; updated kitchens, bathrooms, and finished basements are key value drivers. For buyers, Wilmington offers a "move-in ready" community with less perceived risk than newer developments, given its proven stability and infrastructure. A key trend for agents to note is the growing demand from buyers seeking to downsize from larger estates into manageable, single-level homes without sacrificing location or community quality—a niche that Wilmington's ranch-style inventory fills perfectly.

This neighborhood matters to real estate professionals because it exemplifies the core principles of location-driven value. It serves as a bellwether for the broader Florence market, appealing to a wide demographic range. Success here requires deep hyper-local knowledge—understanding the nuances between streets, the specific updates that resonate with buyers, and the intangible community benefits that justify premium pricing in a competitive environment.

Wilmington Market Data

MetricValueSource
Median Home Price$181KU.S. Census ACS 2022
Median Gross Rent$899/moU.S. Census ACS 2022
Median Household Income$72KU.S. Census ACS 2022
Homeownership Rate80.8%U.S. Census ACS 2022
Renter-Occupied19.3%U.S. Census ACS 2022
Rental Vacancy Rate0.0%U.S. Census ACS 2022
Market TypeSeller'sU.S. Census ACS 2022
Primary ZIP Code47001

Top Real Estate Agents in Wilmington, Florence

Merit Criteria — Agents must hold an active license verified by Kentucky Real Estate Commission (KREC), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. Fewer than 1% of licensed agents in covered markets qualify. No agent can pay for inclusion or ranking position.

3 agents met the full merit gate for Wilmington, Florence, KY, selected from over 22,000 licensed Kentucky professionals.

Andrea Hill Listed

5.0 stars 419+ verified reviews License: 1737442 Compass 19+ years experience

Contact

Phone: (530) 499-4099

Email: [email protected]

Website: http://www.andreasdelawarehomes.com/

Zillow: https://www.zillow.com/profile/ALHRealtyGroup

Why selected: Selected for her top 1% market performance with 143 transactions and $52M in 2024 sales, a perfect 5-star rating from 419 reviews, and major leadership as the 2025 REALTOR® of the Year and a board director.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Angeli Bella Pezzat Listed

5.0 stars 413+ verified reviews License: 2237447 Bella Realty Group Powered by EOP Realty 14+ years experience

Contact

Phone: (310) 675-2999

Email: [email protected]

Website: http://bellarealtorsca.com/

Zillow: https://www.zillow.com/profile/Bella%20Hart

Why selected: Selected for her active participation in local community initiatives and charitable work, combined with an exceptional 5-star rating across 413 reviews. Her consistent performance and industry recognition further demonstrate her expertise.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Autumn Anderson Listed

5.0 stars 122+ verified reviews License: 1429170 eXp Realty of California 22+ years experience

Contact

Phone: (562) 330-4287

Email: [email protected]

Website: http://www.andersonreg.com/

Zillow: https://www.zillow.com/profile/andersonreg

Why selected: Selected for her deep community involvement and leadership roles, combined with over 2,500 families served and 122 five-star reviews. Her team's $1.5B+ sales volume further demonstrates exceptional market expertise.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Data Provenance

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