Water Gardens, Whiting, IN
Water Gardens — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Water Gardens, Whiting, Indiana. Explore the cited sources and local facts below while agent underwriting continues.
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Water Gardens Neighborhood Overview
Water Gardens is a residential neighborhood located in the city of Whiting, Indiana. Situated near the shores of Lake Michigan, it offers a quiet, community-focused atmosphere. The area provides a suburban feel with convenient access to urban amenities.
Lifestyle & Amenities
Residents enjoy a relaxed lifestyle with nearby parks and local shopping options. The neighborhood's location in Whiting places it close to the lakefront, offering recreational opportunities. Community events and local businesses contribute to its friendly character.
Real Estate Market
The real estate market in Water Gardens is characterized by affordable homeownership. The median home value is $153,800, and the median monthly rent is $917. A homeownership rate of 66% indicates a stable, resident-owned community.
Schools & Education
Families in Water Gardens are served by the School City of Whiting district. The area provides access to local public schools from elementary through high school levels. Specific school ratings and program details should be verified with the district for the most current information.
Transportation & Connectivity
The neighborhood benefits from good road connectivity via major routes like Indianapolis Boulevard. Its location provides reasonable access to the Chicago metropolitan area for commuters. Public transportation options are available through the local bus service network.
Why Choose Water Gardens
Water Gardens is an excellent choice for those seeking an affordable, stable community near Lake Michigan. With a median household income of $65,212, it offers a balance of value and quality of life. Its combination of quiet streets, homeownership opportunity, and proximity to Whiting's amenities makes it a practical and appealing neighborhood.
Water Gardens Market Data
| Metric | Value |
|---|---|
| Median Home Price | $154K |
| Median Gross Rent | $917/mo |
| Median Household Income | $65K |
| Homeownership Rate | 66.0% |
| Renter-Occupied | 34.0% |
| Rental Vacancy Rate | 3.9% |
| Market Type | Seller's |
| Market Tier | Affordable |
| Primary ZIP Code | 46394 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 200,703 |
| VA Loan Originations | 9,853 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $255K |
| Conventional Loan Originations | 166,323 |
| FHA Loan Originations | 24,527 |
Top Real Estate Agents in Water Gardens, Whiting
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Water Gardens, Whiting, IN. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: Indiana Real Estate Commission (IREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15