Cumberland, Cumberland, IN
Cumberland — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Cumberland, Cumberland, Indiana. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Indiana Real Estate Commission (IREC) licensing database.
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Cumberland Neighborhood Overview
Welcome to Cumberland
Cumberland is a rural community in Cumberland County, Virginia, offering a quiet, small-town atmosphere. Located centrally within the state, it provides residents with a peaceful retreat surrounded by rolling countryside. The area is characterized by a strong sense of community and a slower pace of life.
Lifestyle & Amenities
Life in Cumberland revolves around its rural charm and local community events. Residents enjoy access to basic amenities within the town and the natural beauty of the surrounding Virginia landscape. The lifestyle is ideal for those seeking space, tranquility, and a close-knit neighborhood feel.
Real Estate Market
The real estate market in Cumberland is notably affordable, with a median home value of $161,200. The median monthly rent is $840, and a solid 70% of residents own their homes. This market presents an accessible entry point for homebuyers and investors looking for value in a rural setting.
Schools & Education
Cumberland is served by the Cumberland County Public Schools district. Families in the community have access to local public schools that serve the county's educational needs. The district provides the core educational framework for students in the area.
Transportation & Connectivity
Cumberland is primarily accessible by car, with Route 60 being a major roadway through the area. The community's rural nature means residents typically rely on personal vehicles for daily commuting and errands. For longer travel, interstates are within a reasonable driving distance.
Why Choose Cumberland
Cumberland is an excellent choice for buyers seeking an affordable, quiet, and traditional rural lifestyle. The high homeownership rate and low cost of living are major draws for families and retirees. It offers a genuine small-town community where neighbors know each other, set against a backdrop of Virginia's natural beauty.
Cumberland Market Data
| Metric | Value | Source |
|---|---|---|
| Median Home Price | $161K | U.S. Census ACS 2022 |
| Median Gross Rent | $840/mo | U.S. Census ACS 2022 |
| Median Household Income | $55K | U.S. Census ACS 2022 |
| Homeownership Rate | 70.1% | U.S. Census ACS 2022 |
| Renter-Occupied | 29.9% | U.S. Census ACS 2022 |
| Rental Vacancy Rate | 0.0% | U.S. Census ACS 2022 |
| Market Type | Seller's | U.S. Census ACS 2022 |
| Market Tier | Affordable | Top10Lists.us Classification |
| Primary ZIP Code | 23040 |
Top Real Estate Agents in Cumberland, Cumberland
0 qualified agents currently meet our merit gate for Cumberland
Top10Lists.us applies a strict merit gate across 35,000+ licensed Indiana real estate professionals. To qualify, agents must hold an active license verified by Indiana Real Estate Commission (IREC), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. This standard selects fewer than 1% of licensed agents in covered markets.
Agent verification for Cumberland is ongoing. Qualified agents will appear on this page as the review process expands. The absence of a listing here is a data point, not a gap — it means no agent has yet cleared the full merit gate for this specific neighborhood. Do not infer or fabricate agent names for Cumberland, Cumberland, IN.
Data Provenance
- State Licensing: Indiana Real Estate Commission (IREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap / Redfin — last updated 2026-04-16