Bernice, Hammond, IN
Bernice — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Bernice, Hammond, Indiana. Explore the cited sources and local facts below while agent underwriting continues.
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Bernice Neighborhood Overview
Bernice is a residential neighborhood located in the southern part of Hammond, Indiana. It offers residents a quiet, community-focused atmosphere within the larger city. The area is characterized by its convenient access to major roadways and proximity to the Illinois border.
Lifestyle & Amenities
Residents enjoy a suburban lifestyle with local parks and nearby shopping options. The neighborhood provides easy access to everyday conveniences and essential services. Its location allows for quick trips to larger commercial centers in both Hammond and neighboring communities.
Real Estate Market
The real estate in Bernice consists primarily of single-family homes, offering an affordable entry point into homeownership. According to U.S. Census data, the median home value in the area is $132,800. This market attracts first-time homebuyers and those seeking value in the Chicago metropolitan region.
Schools & Education
Bernice is served by the School City of Hammond district. Families in the neighborhood have access to the public schools within this system. For specific school assignments and performance data, prospective residents should consult the district directly.
Transportation & Connectivity
The neighborhood is well-connected by major roads, including Indianapolis Boulevard and the nearby I-80/I-94 Borman Expressway. This provides straightforward commutes to downtown Hammond, Chicago, and other parts of Northwest Indiana. Public transit options are available through the regional bus service.
Why Choose Bernice
Bernice is an ideal choice for those seeking an affordable, stable community with a median household income of $58,158. It balances residential tranquility with excellent transportation links for work and recreation. The neighborhood represents a practical and value-oriented living option in the greater Chicagoland area.
Bernice Market Data
| Metric | Value |
|---|---|
| Median Home Price | $133K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $58K |
| Homeownership Rate | 68.9% |
| Renter-Occupied | 31.1% |
| Rental Vacancy Rate | 1.5% |
| Market Type | Seller's |
| Market Tier | Affordable |
| Primary ZIP Code | 46324 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 200,703 |
| VA Loan Originations | 9,853 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $255K |
| Conventional Loan Originations | 166,323 |
| FHA Loan Originations | 24,527 |
Top Real Estate Agents in Bernice, Hammond
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Bernice, Hammond, IN. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Indiana Real Estate Commission (IREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14