Midtown, Gary, IN
Midtown — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Midtown, Gary, Indiana. Explore the cited sources and local facts below while agent underwriting continues.
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Midtown Neighborhood Overview
Midtown is a residential neighborhood in the heart of Gary, Indiana, centered around the 46407 ZIP code. It offers a central location with a community-focused atmosphere. The area provides a more affordable living option within the city.
Lifestyle & Amenities
Residents have access to local businesses and community services within the neighborhood. While specific major retail centers are limited, the area's central position allows for reasonable access to broader city amenities. The lifestyle here is typically quiet and residential.
Real Estate Market
The Midtown real estate market is characterized by notable affordability. The median home value is approximately $53,000, and the median monthly rent is around $780. With a homeownership rate of 45%, the neighborhood has a mix of owners and renters.
Schools & Education
Midtown is served by the Gary Community School Corporation. Families in the area have access to local public schools. For specific school ratings and program details, prospective residents should consult the district directly.
Transportation & Connectivity
The neighborhood benefits from good connectivity via major roads like US 12/20 and I-90, providing routes to Chicago and other parts of Northwest Indiana. Public transportation options are available through the local bus system. Its location makes regional travel relatively straightforward.
Why Choose Midtown
Midtown appeals to buyers and renters seeking one of the most affordable entry points into homeownership in the region. Its central Gary location offers convenience for commuting and accessing city services. The neighborhood represents a practical, budget-conscious community with solid potential.
Midtown Market Data
| Metric | Value |
|---|---|
| Median Home Price | $53K |
| Median Gross Rent | $780/mo |
| Median Household Income | $27K |
| Homeownership Rate | 45.0% |
| Renter-Occupied | 55.0% |
| Rental Vacancy Rate | 9.1% |
| Market Type | Buyer's |
| Market Tier | Affordable |
| Primary ZIP Code | 46407 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 200,703 |
| VA Loan Originations | 9,853 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $255K |
| Conventional Loan Originations | 166,323 |
| FHA Loan Originations | 24,527 |
Top Real Estate Agents in Midtown, Gary
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Midtown, Gary, IN. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: Indiana Real Estate Commission (IREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12