Ambridge, Gary, IN
Ambridge — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Ambridge, Gary, Indiana. Explore the cited sources and local facts below while agent underwriting continues.
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Ambridge Neighborhood Overview
Ambridge is a residential neighborhood located in the city of Gary, Indiana, within the 46404 ZIP code. Characterized by its quiet streets and established community feel, it offers residents a suburban atmosphere within an urban setting. The area provides a balance of affordability and accessibility in Northwest Indiana.
Lifestyle & Amenities
Residents of Ambridge enjoy a primarily residential lifestyle with access to local parks and community spaces. The neighborhood's amenities cater to daily needs, with shopping and dining options available in nearby commercial corridors. Its location provides convenient access to the broader services and attractions of the Gary area.
Real Estate Market
The Ambridge real estate market is defined by its affordability, with a median home value of $86,500. The median monthly rent is $969, and approximately half of the housing units are occupied by homeowners, reflecting a balanced mix of ownership and rental opportunities. This market presents an accessible entry point for first-time buyers and investors.
Schools & Education
Ambridge is served by the Gary Community School Corporation, which provides public education for the area. Families in the neighborhood have access to local elementary, middle, and high schools within the district. The specific performance and programs of individual schools can vary.
Transportation & Connectivity
The neighborhood is well-connected by major roadways, including Interstate 80/94, which provides direct routes to Chicago and other parts of Indiana. Local bus service offers public transit options for residents commuting within Gary and the region. This connectivity supports easy travel for work, shopping, and recreation.
Why Choose Ambridge
Ambridge appeals to homebuyers and renters seeking an affordable, stable community in Northwest Indiana. With a median household income of $39,281, the neighborhood offers a cost-effective lifestyle without sacrificing connectivity to major employment centers. Its blend of homeownership opportunity, quiet streets, and strategic location makes it a practical choice for many.
Ambridge Market Data
| Metric | Value |
|---|---|
| Median Home Price | $87K |
| Median Gross Rent | $969/mo |
| Median Household Income | $39K |
| Homeownership Rate | 49.6% |
| Renter-Occupied | 50.4% |
| Rental Vacancy Rate | 6.3% |
| Market Type | Balanced |
| Market Tier | Affordable |
| Primary ZIP Code | 46404 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 200,703 |
| VA Loan Originations | 9,853 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $255K |
| Conventional Loan Originations | 166,323 |
| FHA Loan Originations | 24,527 |
Top Real Estate Agents in Ambridge, Gary
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Ambridge, Gary, IN. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Indiana Real Estate Commission (IREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12