State-Division Street Historic District, Elkhart, IN
State-Division Street Historic District — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for State-Division Street Historic District, Elkhart, Indiana. Explore the cited sources and local facts below while agent underwriting continues.
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State-Division Street Historic District Neighborhood Overview
The State-Division Street Historic District is a charming, centrally located neighborhood in Elkhart, Indiana. It is recognized for its collection of well-preserved historic homes, offering residents a tangible connection to the city's architectural heritage. This district provides a quiet, residential atmosphere while remaining close to the heart of downtown Elkhart.
Lifestyle & Amenities
Residents enjoy a walkable lifestyle with easy access to local parks, shops, and dining options in downtown Elkhart. The neighborhood's historic character fosters a strong sense of community among its residents. Its central location places many of the city's cultural and recreational amenities within a short distance.
Real Estate Market
The housing market in the State-Division Street Historic District is characterized by its historic architecture, including Victorian and early 20th-century American styles. According to U.S. Census data, the median home value in the area is approximately $167,600. This represents a value-oriented entry point into a neighborhood with significant historic charm and character.
Schools & Education
The neighborhood is served by the Elkhart Community Schools district. Families have access to a range of public educational institutions from elementary through high school. For specific school assignments and performance data, prospective residents should consult the district's current boundary maps and reports.
Transportation & Connectivity
The district benefits from excellent connectivity via major roads like US 33 and State Road 19, facilitating easy travel throughout the region. While primarily a car-dependent area, its central location makes trips to downtown Elkhart very short. Public transportation options are available through the Interurban Trolley system for local travel.
Why Choose State-Division Street Historic District
This neighborhood is ideal for those who appreciate historic architecture and a quiet, established community close to urban conveniences. With a median household income of about $60,300, it offers an affordable cost of living within a district of historical significance. It represents a unique opportunity to own a piece of Elkhart's history while enjoying a central location.
State-Division Street Historic District Market Data
| Metric | Value |
|---|---|
| Median Home Price | $168K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $60K |
| Homeownership Rate | 73.2% |
| Renter-Occupied | 26.8% |
| Rental Vacancy Rate | 7.3% |
| Market Type | Buyer's |
| Market Tier | Affordable |
| Primary ZIP Code | 46514 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 200,703 |
| VA Loan Originations | 9,853 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $255K |
| Conventional Loan Originations | 166,323 |
| FHA Loan Originations | 24,527 |
Top Real Estate Agents in State-Division Street Historic District, Elkhart
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for State-Division Street Historic District, Elkhart, IN. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Indiana Real Estate Commission (IREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15