First, Elkhart, IN
First — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for First, Elkhart, Indiana. Explore the cited sources and local facts below while agent underwriting continues.
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First Neighborhood Overview
First is a residential neighborhood in Elkhart, Indiana, characterized by its quiet streets and strong sense of community. Located with the ZIP code 46514, it offers a suburban feel with convenient access to the broader city amenities. The area is popular with families and long-term residents who appreciate its stability.
Lifestyle & Amenities
Residents of First enjoy a lifestyle centered around local parks and neighborhood gatherings. While specific major retail centers are not detailed, the area provides essential daily conveniences within a short drive. The community atmosphere is a key draw for those seeking a connected, suburban environment.
Real Estate Market
The real estate market in First is affordable and active, with a median home value of $167,600. Homes sell at a price per square foot of approximately $79.24 and spend an average of 40 days on the market, indicating steady demand. A high homeownership rate of 73% underscores the neighborhood's stability.
Schools & Education
Families in First are served by the Elkhart Community Schools district, which manages several public schools in the area. The neighborhood's demographic profile suggests a family-friendly environment invested in education. For specific school ratings and programs, parents are encouraged to consult the district directly.
Transportation & Connectivity
The neighborhood provides good connectivity via major roads like the US 20 Bypass, facilitating easy commutes across Elkhart and to neighboring cities. While primarily car-dependent, the street grid and location make navigation straightforward. Its coordinates (41.7101, -85.9729) place it in a accessible part of the city.
Why Choose First
First is an excellent choice for homebuyers seeking an affordable, stable community with a median household income of $60,300. The combination of high homeownership, reasonable median rent of $1,017, and a family-friendly atmosphere creates a compelling value. It represents a practical and welcoming entry point to homeownership in Elkhart.
First Market Data
| Metric | Value |
|---|---|
| Median Home Price | $168K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $60K |
| Homeownership Rate | 73.2% |
| Renter-Occupied | 26.8% |
| Rental Vacancy Rate | 7.3% |
| Market Type | Buyer's |
| Market Tier | Affordable |
| Primary ZIP Code | 46514 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 200,703 |
| VA Loan Originations | 9,853 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $255K |
| Conventional Loan Originations | 166,323 |
| FHA Loan Originations | 24,527 |
Top Real Estate Agents in First, Elkhart
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for First, Elkhart, IN. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: Indiana Real Estate Commission (IREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15