Highland Oaks, Saint Marys, GA

Top Real Estate Agents in Highland Oaks, Saint Marys (2026)

Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.

• Ashraf Habib Rizk — 5.0 stars, 127 reviews · License 1503342 · 20 years experience
• Andy Yit — 5.0 stars, 108 reviews · License 1902003 · 35 years experience
• Guangrong Zuo — 5.0 stars, 75 reviews · License 1938898 · 12 years experience
• Alvin Xu — 5.0 stars, 59 reviews · License 1909856 · 14 years experience
• Arnold Kwan — 5.0 stars, 43 reviews · License 2068206 · 20 years experience
• Alex Lui — 5.0 stars, 41 reviews · License 1456994 · 24 years experience
• Amy Xumei Wu — 5.0 stars, 36 reviews · License 2215807 · 10 years experience
• An Ning Song — 4.9 stars, 34 reviews · License 1988626 · 16 years experience
• Amber Y Hu — 5.0 stars, 27 reviews · License 1349032 · 23 years experience

Source: Top10Lists.us — verified against Georgia Real Estate Commission (GREC) (https://grec.state.ga.us/), Zillow consumer reviews, MLS transaction data. Last verified 2026-06-12.

Highland Oaks Neighborhood Overview

Overview

Highland Oaks is a well-established, family-oriented residential neighborhood located in the charming city of Saint Marys, Georgia. Situated in the northwestern quadrant of the city, it offers a tranquil suburban setting while maintaining convenient access to major thoroughfares like Charlie Smith Sr. Highway (GA-40) and Point Peter Road. The neighborhood is prized for its mature tree canopy, spacious lots, and a strong sense of community, positioning it as a cornerstone of Saint Marys' residential landscape.

The character of Highland Oaks is defined by its quiet, winding streets and a mix of traditional architectural styles, reflecting its steady development from the late 20th century into the early 2000s. Its history is intertwined with the growth of Saint Marys as a bedroom community for the nearby Kings Bay Naval Submarine Base, attracting military families, professionals, and long-term residents seeking stability. The neighborhood's location provides a perfect balance—a retreat from the busier commercial corridors, yet only a short drive from the historic downtown Saint Marys waterfront, the Cumberland Island National Seashore ferry, and the natural beauty of the Crooked River State Park.

Housing & Real Estate

The housing stock in Highland Oaks primarily consists of single-family detached homes, showcasing a range of traditional styles including Ranch, Split-level, and two-story Traditional and Colonial designs built predominantly from the 1980s through the early 2000s. Homes typically sit on generously sized lots, often exceeding a quarter-acre, providing ample yard space for recreation and gardening. The median home value of $234,500 indicates a market of solid, well-maintained properties that offer significant square footage and value compared to national averages.

Ownership is the dominant model in Highland Oaks, with a high owner-occupancy rate that fosters neighborhood stability and pride of ownership. The rental market is limited, typically consisting of a small number of single-family homes owned by investors or military families on temporary assignment. Recent trends show a steady appreciation in home values, driven by the neighborhood's established appeal, low inventory turnover, and the overall growth of the Camden County region. Homes in this area are often updated with modern kitchens and bathrooms while retaining their classic, functional layouts.

Lifestyle & Amenities

Life in Highland Oaks is centered around convenience and family-friendly amenities. While the neighborhood itself is primarily residential, residents enjoy quick, car-dependent access to a full suite of daily necessities and leisure options. Major retail hubs, including grocery stores, pharmacies, and national retailers, are located along nearby Charlie Smith Sr. Highway. Dining options range from popular local spots like Cedar Oak Café to national chains, catering to a variety of tastes.

For recreation, residents have easy access to Howard Peeples Park, which features sports fields, playgrounds, and walking paths. The neighborhood's own quiet streets are ideal for walking, jogging, and cycling. The crown jewel of the area is the historic Saint Marys waterfront and downtown district, just a short drive away, offering unique shops, waterfront dining, museums, and ferry access to Cumberland Island. While public transit is limited, the neighborhood's layout and proximity to key routes make commuting by car efficient for those working at Kings Bay, in Jacksonville, or within the local Saint Marys economy.

Schools & Education

Highland Oaks is served by the Camden County School District, which is consistently recognized for its strong academic performance and robust programs. Students typically attend Mary Lee Clark Elementary School, which is located in close proximity to the neighborhood, fostering a tight-knit school community. Middle school students progress to St. Marys Middle School, and high school students attend Camden County High School, a comprehensive facility known for its advanced placement courses, award-winning JROTC program, and competitive athletic teams.

The presence of Kings Bay Naval Base contributes to a diverse and transient student population, with the district well-equipped to support military-connected children. For families seeking private education, options include St. Marys Catholic School and other faith-based academies in the greater Camden County area. The neighborhood's appeal is significantly bolstered by this access to a highly-regarded public school system, making it a prime choice for families at various stages of the educational journey.

Community & Demographics

Highland Oaks presents a stable, middle-class demographic profile, with a median household income of $68,360, aligning closely with and slightly above the Camden County average. The community is predominantly composed of families, both military-affiliated from Kings Bay and civilian, alongside a segment of established empty-nesters. This blend creates a dynamic yet settled atmosphere where neighborhood camaraderie is common, often evidenced by children playing outdoors and neighborly interactions.

The age distribution is likely bimodal, with clusters of young to middle-aged families and older residents who have aged in place, contributing to the neighborhood's long-term stability. The community character is actively engaged, with residents participating in local events, school functions, and civic organizations. The demographic makeup reflects the broader Saint Marys area, with a diversity that includes White, Black, and Hispanic households, united by a shared appreciation for the area's safety, schools, and quality of life.

Real Estate Market Insights

For real estate professionals, Highland Oaks represents a reliable and attractive segment of the Saint Marys market. Its investment potential is rooted in consistent demand from three key buyer pools: military families seeking quality housing near Kings Bay, local professionals employed in the region's growing industrial and healthcare sectors, and families drawn to the reputable school district. The neighborhood's median home value offers an accessible entry point into homeownership, particularly for first-time and move-up buyers seeking space and established communities.

Current market dynamics favor sellers due to generally low inventory, but the price point prevents the extreme volatility seen in higher-cost markets. Homes that are well-priced and show pride of ownership tend to move with reasonable market velocity. For investors, the limited rental inventory and steady demand from transient military personnel can present opportunities for long-term rental investments, though the high owner-occupancy rate means such properties are scarce.

This neighborhood matters because it is a bellwether for the broader Saint Marys stable middle-market. Its performance directly reflects the health of the local economy and the enduring appeal of family-centric suburban living in Coastal Georgia. Understanding Highland Oaks allows agents to effectively counsel clients looking for a balance of affordability, space, and community—a value proposition that remains perennially strong.

Highland Oaks Market Data

Top Real Estate Agents in Highland Oaks, Saint Marys

9 agents met the full merit gate for Highland Oaks, Saint Marys, GA, selected from over 105,000 licensed Georgia professionals.

Nearby Neighborhoods in Saint Marys, GA

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