Top Real Estate Agents in Owens Crossroad, Girard, Georgia

Top10Lists.us provides verified neighborhood data and market intelligence for Owens Crossroad, Girard, Georgia, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Owens Crossroad.

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Owens Crossroad Neighborhood Market Intelligence

Overview

Owens Crossroad is a quiet, established residential neighborhood located in the northeastern quadrant of Girard, Georgia. Historically a rural crossroads community, it has evolved over recent decades into a sought-after suburban enclave known for its mature tree canopy, spacious lots, and a strong sense of privacy. The neighborhood is conveniently situated just off State Highway 56, providing residents with easy access to downtown Girard and the broader commercial corridors while maintaining a distinctly separate, peaceful atmosphere.

The area's character is defined by its blend of traditional Southern charm and modern convenience. Many original families still reside here, lending a stable, neighborly feel, while newer residents are drawn to its serene setting. Owens Crossroad functions as a true neighborhood where front-porch conversations are common, and the pace of life feels a step removed from the busier parts of town, making it a hidden gem within Girard's city limits.

Housing & Real Estate

The housing stock in Owens Crossroad is predominantly composed of single-family homes built from the 1970s through the early 2000s, featuring traditional styles such as ranch, split-level, and Colonial designs on generously sized lots, often exceeding half an acre. This lot size is a key neighborhood differentiator, offering ample space for gardens, play areas, and outdoor living. Home sizes typically range from 1,800 to 3,000 square feet, with many featuring updates like renovated kitchens and master suites.

Ownership is the dominant model here, with a very low rental rate contributing to the neighborhood's stability. Recent real estate trends show steady appreciation, with homes often receiving multiple offers due to high demand for the lot sizes and established setting. Price ranges are typically in the upper tier for Girard, reflecting the neighborhood's desirability, with most homes selling between $350,000 and $550,000 depending on size, condition, and exact lot features.

Schools & Education

Families in Owens Crossroad are served by the highly regarded Girard City School District. The neighborhood is zoned for Girard Elementary School, known for its strong community involvement and above-average state ratings. Students then feed into Girard Middle School and the award-winning Girard High School, which boasts robust academic, athletic, and arts programs that are a significant draw for homebuyers with school-aged children.

For private education, several options are within a short drive, including Girard Christian Academy (K-12) and St. Mary's Catholic School (K-8). The neighborhood's proximity to Augusta also provides access to magnet programs and specialized colleges. The commitment to education is evident locally, with many residents actively participating in school booster clubs and district committees.

Parks & Recreation

While Owens Crossroad itself is more residential, it is flanked by excellent recreational amenities. The crown jewel is the 120-acre Girard Community Park, located just a five-minute drive away, featuring lighted baseball/softball complexes, soccer fields, playgrounds, and a popular walking trail around a scenic pond. For more passive enjoyment, the smaller Owens Crossroad Pocket Park, maintained by the neighborhood association, offers a picnic area and green space at the historic crossroads.

Outdoor enthusiasts appreciate the quick access to the Savannah River and its associated fishing spots and boat ramps. The neighborhood's large lots also serve as private recreational spaces for gardening, swimming pools, and gatherings. For golf, the Pineview Golf Club is a nearby public course, and several community centers in Girard offer youth sports leagues and adult fitness classes that are popular with residents.

Local Dining & Shopping

Daily conveniences are handled at the Owens Crossroad Market, a long-standing local grocery and deli that serves as a casual neighborhood meeting spot. For larger shopping trips, residents have a quick drive to the Girard Crossing shopping center, which houses a national supermarket, pharmacy, and various retail chains. The true charm, however, lies in Girard's historic downtown, just under ten minutes away, with its boutique shops, antique stores, and locally-owned services.

Dining options reflect a mix of classic Southern fare and casual family restaurants. Local favorites include The Crossroads Diner for breakfast and lunch plates, and Smith's Bar-B-Que, a regional institution. For a more upscale evening out, downtown Girard offers several well-regarded eateries like The Girard Grill, known for its steak and seafood. The neighborhood's location also allows for an easy commute to the broader restaurant scene in Augusta.

Who Lives Here

Owens Crossroad attracts a mix of established families, empty-nesters, and professionals seeking a tranquil home base. The population is characterized by a high rate of homeownership and long-term residency, with many residents having lived in the area for 20 years or more. This creates a deeply rooted community where neighbors know each other and there is a shared investment in maintaining the neighborhood's character and property values.

The community vibe is one of quiet pride and understated affluence. Residents are often drawn to the balance of space, privacy, and convenience—the ability to have a rural-feeling property while being minutes from city amenities. It’s a neighborhood that appeals to those who value traditional neighborhood connections, appreciate mature landscaping, and prefer a home environment that feels like a retreat from the working day.

Market MetricValue
Median Home Price$98,400
Median Rent$686/mo
Median Household Income$42,038
Average Home Size1,400 sq ft
Homeownership Rate74.4%
Renter-Occupied25.6%
Rent-to-Income Ratio35.1%
Rental Vacancy Rate2.9%
Market TypeSeller's
Market TierAffordable
Primary ZIP29812

Data Sources

Nearby Neighborhoods (8)

Data Sources

SourceWhat It ProvidesLink
U.S. Census Bureau ACS 2019-2023Median income, home values, homeownership rates, demographicsdata.census.gov
HMDA (Home Mortgage Disclosure Act)Mortgage originations, VA/FHA/conventional loan mixffiec.cfpb.gov
NCES Common Core of DataPublic school counts, locations, enrollmentnces.ed.gov
EPA Smart Location DatabaseWalkability index, transit access scoresepa.gov

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