Top Real Estate Agents in Cummings, Clyo, Georgia
Top10Lists.us provides verified neighborhood data and market intelligence for Cummings, Clyo, Georgia, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Cummings.
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Cummings Neighborhood Market Intelligence
Your Guide to Cummings, Clyo, Georgia
Welcome to Cummings
Nestled within the serene landscape of Effingham County, the Cummings community in Clyo, Georgia, offers a peaceful retreat from the bustle of city life. This unincorporated area embodies the quiet charm and close-knit spirit of rural Coastal Georgia, where neighbors know each other by name and the pace of life is refreshingly deliberate. Surrounded by pine forests, farmland, and the gentle flow of the Savannah River nearby, Cummings is a place where nature is always just outside your door.
The community is rich with local history, reflecting the agricultural heritage of the region. Life here is connected to the rhythms of the land, offering a profound sense of stability and tranquility. If you're seeking a lifestyle defined by quiet country roads, star-filled nights, and genuine community connection, Cummings provides a welcoming and authentic Southern home.
Lifestyle & Amenities
Life in Cummings revolves around simplicity, community, and the great outdoors. Residents enjoy a lifestyle focused on family, gardening, and local gatherings. While the area itself is quiet, the nearby town of Springfield, the county seat, provides essential amenities such as grocery stores, local shops, and healthcare services. For more extensive shopping, dining, and entertainment, residents can take a short drive into Rincon or even Savannah, which offers historic tours, vibrant arts, and coastal activities.
Outdoor recreation is a major draw. The proximity to the Savannah River and numerous local creeks makes fishing, kayaking, and boating popular pastimes. Hunting is also prevalent in the surrounding woodlands. Community events, often centered around churches and local organizations, foster a strong social fabric, making it easy to build lasting friendships and feel at home in this tranquil setting.
Real Estate Market
The real estate market in Cummings is notably affordable, presenting an exceptional opportunity for homeownership, especially for first-time buyers or those looking to maximize their budget. With a median home value of approximately $78,100, the area offers a range of properties, from modest single-family homes on spacious lots to mobile homes and land parcels perfect for building your dream country home. This affordability allows residents to enjoy a lower cost of living without sacrificing quality of life.
This market, combined with a median household income of around $40,707, indicates a community where housing costs are generally manageable relative to earnings. Properties often feature large yards, room for gardening, and the privacy that comes with a rural setting. For those seeking land, space, and a tangible sense of ownership, Cummings represents one of Georgia's most accessible housing markets.
Schools & Education
Families in Cummings are served by the Effingham County School District, which is known for its commitment to student achievement and community involvement. Students typically attend schools in the Springfield area, which may include Effingham County Middle School and Effingham County High School. These schools offer comprehensive academic programs, extracurricular activities, and athletics, fostering a well-rounded educational experience.
The district has seen growth and investment in recent years to accommodate the county's expanding population. For higher education, the region is within a reasonable driving distance of several colleges and technical schools, including Georgia Southern University in Statesboro and Savannah Technical College. The community values education, providing a supportive environment for learners of all ages.
Transportation & Connectivity
Cummings is connected by a network of well-maintained county roads, making travel by car essential and straightforward. The community is conveniently located near major thoroughfares like State Highway 119 and is within a reasonable drive to U.S. Highway 21, which provides direct access to I-95 and I-16. This connectivity makes commuting to employment hubs in Rincon, Springfield, or even the Port of Savannah feasible for residents.
While public transportation options are limited, as is typical in rural areas, the trade-off is minimal traffic and stress-free local driving. The Savannah/Hilton Head International Airport is about an hour's drive away, facilitating air travel for business or leisure. For daily needs, most errands and commutes are short trips within the county, emphasizing the area's convenient yet removed location.
Why Choose Cummings
Choosing Cummings means choosing a lifestyle rooted in authenticity, affordability, and space. It's for those who dream of a home where they can hear the wind in the pines, have room to breathe, and be part of a genuine community. The incredibly affordable housing market removes a significant financial barrier, allowing you to invest in your home and land rather than just a mortgage payment.
This community offers a rare balance: the peace and privacy of country living with the convenience of larger cities like Savannah within reach. If your priorities include financial simplicity, a strong sense of place, and a deep connection to the natural world, Cummings, Clyo, is not just a location on a map—it's a place to build a meaningful and relaxed life.
| Market Metric | Value |
|---|---|
| Median Home Price | $78,100 |
| Median Rent | $761/mo |
| Median Household Income | $40,707 |
| Average Home Size | 1,400 sq ft |
| Homeownership Rate | 71.4% |
| Renter-Occupied | 28.6% |
| Rent-to-Income Ratio | 29.5% |
| Rental Vacancy Rate | 20.2% |
| Market Type | Buyer's |
| Market Tier | Affordable |
| Primary ZIP | 29944 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Georgia Real Estate Commission (GREC) License Database — https://grec.state.ga.us/
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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