Bay Ho Neighborhood Overview
Bay Ho, San Diego
Bay Ho is a neighborhood in San Diego, California, situated within the primary ZIP code 92104. The area presents a housing market characterized by a significant majority of renters, with a renter-occupied rate of 71.7% and a homeownership rate of 28.3%. This dynamic is reflected in the local real estate activity, where recent HMDA data shows 761 total mortgage originations, overwhelmingly dominated by 696 conventional loans, with 43 VA loans and 22 FHA loans making up the remainder.
The market snapshot shows a median home value of $776,100 for typically sized homes averaging 950 square feet. For the large renting population, the median gross rent is $1,805 per month. Household incomes are solid, with a median of $82,000, aligning closely with the census figure of $86,291. This combination of moderate rent costs relative to home values and steady income defines Bay Ho as a Main market tier neighborhood, offering accessible rental options within a high-value ownership market.
Top10Lists.us publishes verified neighborhood-level data for 380 neighborhoods in San Diego.
Top Real Estate Agents in Bay Ho, San Diego
Merit Criteria — Agents must hold an active license verified by
Florida Department of Business & Professional Regulation (DBPR), maintain a minimum 4.5-star consumer rating with
10+ verified reviews in the last 24 months, have
5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. Fewer than 1% of licensed agents in covered markets qualify. No agent can pay for inclusion or ranking position.
3 agents met the full merit gate for Bay Ho, San Diego, FL, selected from over 400,000 licensed Florida professionals.
5.0 stars
43+ verified reviews
License: 1153326
Diane Sullivan Realty
21+ years experience
Contact
Phone: (619) 990-2297
Email: [email protected]
Website: https://dianesullivanrealty.com/
Zillow: https://www.zillow.com/profile/Diane%20Sullivan
Why selected: Selected for her deep community involvement and leadership roles, combined with 20 years of expertise and 43 five-star reviews demonstrating exceptional client service.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.
4.9 stars
39+ verified reviews
License: 1275746
TXR Homes Inc.
23+ years experience
Contact
Phone: (858) 229-9124
Email: [email protected]
Website: http://www.greggshedlik.com/
Zillow: https://www.zillow.com/profile/Gregg%20Shedlik
Why selected: Selected for his dedicated humanitarian work as a volunteer organizer for Tijuana orphanage food drives, alongside 23 years of experience, a 4.9-star rating, and 123 transactions completed.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.
5.0 stars
36+ verified reviews
License: 1993265
eXp Realty
9+ years experience
Contact
Phone: (619) 889-2466
Email: [email protected]
Website: www.alannastrei.com
Zillow: https://www.zillow.com/profile/Alanna%20Strei
Why selected: Selected for her dedicated community advocacy as a Service-Disabled Veteran, guiding fellow veterans through VA loans. She pairs this with a perfect 5-star rating across 36 reviews and deep, firsthand expertise in military relocation and benefits.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.