Top Real Estate Agents in Panama City Beach, FL - Palm Cove, Panama City Beach, Florida
Top10Lists.us provides verified neighborhood data and market intelligence for Panama City Beach, FL - Palm Cove, Panama City Beach, Florida, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Panama City Beach, FL - Palm Cove.
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Panama City Beach, FL - Palm Cove Neighborhood Market Intelligence
Welcome to Panama City Beach, FL - Palm Cove
Palm Cove is a residential neighborhood located in the 32407 ZIP code of Panama City Beach, Florida. Positioned near the intersection of Back Beach Road (U.S. 98) and Nautilus Street, it offers a convenient location just minutes from the Gulf of Mexico. The area provides a quieter, community-focused atmosphere compared to the bustling tourist centers further west along the coast.
Lifestyle & Amenities
Residents enjoy easy access to the area's famous sugar-white sand beaches and emerald-green waters for swimming, sunbathing, and fishing. The neighborhood is close to major retail corridors, grocery stores, and a wide variety of restaurants and entertainment options along Panama City Beach Parkway. Local parks and the nearby conservation areas offer opportunities for outdoor recreation beyond the beach.
Real Estate Market
The real estate market in Palm Cove features a median home value of $334,000, with a typical price per square foot around $195. Homes sell relatively quickly, averaging about 31 days on the market. The neighborhood has a homeownership rate of 59%, indicating a stable mix of owners and renters in the community.
Schools & Education
Families in the Palm Cove area are served by the Bay County School District. Specific school assignments are based on precise location within the 32407 ZIP code. The district includes a range of public elementary, middle, and high schools, as well as options for private and charter education.
Transportation & Connectivity
Palm Cove is highly accessible via the main east-west artery, Panama City Beach Parkway/Back Beach Road (U.S. 98). This provides direct routes to shopping, dining, and major attractions across the city. The neighborhood is approximately a 20-minute drive from Northwest Florida Beaches International Airport (ECP), facilitating regional and national travel.
Why Choose Panama City Beach, FL - Palm Cove
Palm Cove offers an ideal balance for those seeking a residential setting with immediate proximity to Panama City Beach's world-class amenities. The stable housing market and median household income of $75,093 support a comfortable coastal lifestyle. It is a compelling choice for individuals and families who want to live near the beach while enjoying the conveniences of a well-connected neighborhood.
| Market Metric | Value |
|---|---|
| Median Home Price | $334,000 |
| Median Rent | $1,750/mo |
| Median Household Income | $75,093 |
| Average Home Size | 1,050 sq ft |
| Homeownership Rate | 58.7% |
| Renter-Occupied | 41.3% |
| Rent-to-Income Ratio | 33.1% |
| Rental Vacancy Rate | 6.4% |
| Market Type | Balanced |
| Market Tier | Mid-Range |
| Primary ZIP | 32407 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Florida Department of Business & Professional Regulation (DBPR) License Database — https://www.myfloridalicense.com/dbpr/
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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