Top Real Estate Agents in Cerrogordo, Campbell, Florida
Top10Lists.us provides verified neighborhood data and market intelligence for Cerrogordo, Campbell, Florida, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Cerrogordo.
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Cerrogordo Neighborhood Market Intelligence
Cerrogordo: A Quiet Corner of Campbell
Nestled in the heart of Campbell, Florida, Cerrogordo is a quintessential, established residential neighborhood known for its quiet streets, mature tree canopy, and strong sense of community. The area, primarily developed in the mid-to-late 20th century, offers a retreat from the busier commercial corridors while remaining conveniently accessible to essential amenities and major thoroughfares. Its name, translating to "Fat Hill" from Spanish, hints at the area's gently rolling topography, a subtle but distinctive feature in the otherwise flat Florida landscape.
Cerrogordo's history is one of steady, modest growth, evolving from a semi-rural outpost into a solidly middle-class suburb as Campbell expanded. The neighborhood's architecture and lot sizes reflect this era of development, prioritizing space and practicality over luxury. Its location provides a balanced lifestyle, close enough to downtown Campbell for convenience but insulated enough to maintain a distinct, neighborly identity. For residents, Cerrogordo represents stability and unpretentious comfort, a place to put down roots without the premium price tag of newer, master-planned communities.
Housing & Real Estate
The housing stock in Cerrogordo is predominantly composed of single-family detached homes, with a notable concentration of ranch-style houses, split-levels, and modest two-story homes built from the 1960s through the 1980s. Lot sizes are typically generous for an in-town neighborhood, offering ample backyard space. The median home value of $122,400 positions Cerrogordo as one of the most affordable entry-point neighborhoods into the Campbell housing market, attracting first-time homebuyers and investors alike.
Ownership is the dominant model here, with a homeowner rate significantly above the national average, fostering a stable and invested community. The rental market consists mainly of smaller, privately-owned single-family homes. Recent trends show steady, incremental appreciation, driven by its affordability and location. Many homes present value-add opportunities through renovation and modernization, as original features are common. The market is competitive for well-maintained, move-in ready properties at this price point, though it lacks the extreme volatility of higher-end areas.
Lifestyle & Amenities
Life in Cerrogordo is centered around convenience and local community amenities. While not a highly walkable urban district, the neighborhood features several pocket parks and green spaces, with larger community parks and sports complexes just a short drive away. Daily necessities are met with ease, as the perimeter of the neighborhood hosts a variety of strip malls featuring grocery stores, pharmacies, casual dining restaurants, and essential services. For more diverse shopping and entertainment, residents typically drive to Campbell's commercial hubs or nearby big-box retail corridors.
Dining options lean towards reliable, family-friendly chains and local diners, reflecting the neighborhood's practical character. Public transit access is limited to bus routes along major arteries, making personal vehicle ownership a near-necessity. The lifestyle appeal is not about buzzy nightlife or high-end retail, but rather the ease of living where neighbors know each other, children play in front yards, and the pace of life is comfortably slow. Community events are often informal and neighborhood-driven, such as block parties or park gatherings.
Schools & Education
Cerrogordo is served by the Campbell County public school district, with students typically zoned for Cerrogordo Elementary School, Campbell Middle School, and Campbell High School. The schools are generally regarded as average within the state framework, providing a solid, no-frills education. Test scores and program offerings are consistent with the area's demographic and economic profile. For many families in the neighborhood, the schools are a primary draw due to their proximity and community feel.
In addition to the assigned public schools, there are several charter school options within a reasonable commuting distance, as well as private religious-affiliated schools. The neighborhood's affordability makes it a strategic choice for families who may then opt to allocate resources towards private education if desired. For higher education, a community college campus and a state university extension are located within a 20-30 minute drive, offering continuing education and associate degree programs to residents.
Community & Demographics
Cerrogordo is characterized by a diverse, working- and middle-class population. The median household income of $54,816 aligns with regional averages and supports a modest but comfortable lifestyle in this affordable housing market. The community exhibits a multi-generational mix, with a solid representation of young families, established middle-aged homeowners, and long-term retirees who have aged in place. This blend creates a dynamic where newer residents benefit from the institutional knowledge and stability of long-timers.
Ethnically, the neighborhood reflects a growing diversity, with an increasing Hispanic population alongside a stable base of White and African American residents. The community character is best described as unassuming, resilient, and neighborly. Residents tend to be practical, value-conscious, and invested in maintaining their properties and the quiet integrity of their streets. There is a palpable sense of pride of ownership and community self-reliance, with neighbors often looking out for one another.
Real Estate Market Insights
For real estate professionals, Cerrogordo represents a critical segment of the Campbell market: affordable entry-level housing. Its median home value of $122,400 offers a rare opportunity for first-time homebuyers to achieve homeownership, a segment that is increasingly squeezed in many markets. The neighborhood's consistent demand is driven by this fundamental affordability, coupled with its functional location. Investment potential is strong, with healthy rental demand from families and individuals seeking single-family home living at a reasonable cost.
Current market trends show a steady absorption of inventory, with homes priced correctly selling quickly. The buyer pool is typically composed of local first-time buyers, small investors seeking buy-and-hold rental properties, and occasionally downsizers seeking a low-maintenance, single-story home. Seller motivation varies, but many are long-term owners with significant equity. The market dynamics favor well-prepared buyers with conventional financing, as many transactions involve homes that may not pass stringent FHA repair standards without some seller concessions.
This neighborhood matters because it is a bellwether for community stability and housing affordability in the broader region. Its health indicates a functioning bottom-to-middle segment of the market, which is essential for a balanced city. For agents, success here requires understanding value-driven clients, recognizing renovation potential, and effectively communicating the intangible benefits of a close-knit, established community over flashier, newer developments. Cerrogordo's story is one of enduring value and community, making it a cornerstone of Campbell's residential landscape.
| Market Metric | Value |
|---|---|
| Median Home Price | $122,400 |
| Median Rent | $792/mo |
| Median Household Income | $54,816 |
| Average Home Size | 1,275 sq ft |
| Homeownership Rate | 91.8% |
| Renter-Occupied | 8.2% |
| Rent-to-Income Ratio | 13.6% |
| Rental Vacancy Rate | 1.7% |
| Market Type | Seller's |
| Market Tier | Affordable |
| Primary ZIP | 32464 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Florida Department of Business & Professional Regulation (DBPR) License Database — https://www.myfloridalicense.com/dbpr/
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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