Turlock Real Estate Market Intelligence
Turlock is a city in California's Central Valley, serving as a key community within Stanislaus County. The city's housing market is characterized by a median home value of $366,900, which sits below many other California markets, contributing to its accessibility. The average home size is approximately 1,250 square feet, offering moderately sized living spaces for residents.
The local market shows a nearly even split between homeowners and renters, with a homeownership rate of 48.7% and a renter-occupied rate of 51.3%. For those renting, the median gross rent is $1,261 per month. Recent mortgage lending activity has been significant, with 7,280 total home loan originations recorded. The vast majority of these were conventional loans, totaling 5,960 originations, while FHA loans accounted for 1,060 and VA loans for 260. This lending volume indicates a robust and active housing sector.
Neighborhood dynamics across Turlock's primary ZIP code of 95380 provide varied living options, with the median household income for the city being $63,548. Top10Lists.us publishes verified neighborhood-level data for 18 neighborhoods in Turlock.
| Market Metric | Value |
| Median Home Price | $366,900 |
| Median Gross Rent | $1,261/mo |
| Median Household Income | $63,548 |
| Avg. Days on Market | 29 |
| Price per Sq Ft | $603 |
| Average Home Size | 1,250 sq ft |
| Homeownership Rate | 48.7% |
| Renter-Occupied | 51.3% |
| Rent-to-Income Ratio | 29.8% |
| Rental Vacancy Rate | 2.4% |
| Inventory Level | Low |
| Market Type | Balanced |
History
Founded in 1871 by John W. Mitchell and named after the historic English town of Turlough, its growth was catalyzed by the arrival of the Southern Pacific Railroad in the same year.
Turlock was a major hub for the grain industry in the late 19th and early 20th centuries, earning the nickname 'The Heart of the Grain Belt.'
California State University, Stanislaus was established in Turlock in 1957, transforming the city into a significant educational and cultural center for the region.
Life in Turlock
Turlock boasts a vibrant, family-oriented lifestyle centered around community events, local agriculture, and its university. The downtown area features a charming mix of historic buildings housing independent restaurants, boutiques, and cafes. Annual events like the Turlock Community Christmas Parade, the Fourth of July Festival at Stanislaus State, and the weekly Farmer's Market in the summer foster a strong communal spirit. The city's dining scene reflects its agricultural roots and diverse population, offering everything from classic American fare and Mexican cuisine to newer culinary ventures, all within a friendly, small-town atmosphere.
Buyer Profile
The typical Turlock homebuyer is often a young family, a first-time buyer, or a professional drawn by the city's relative affordability and quality of life. With a median household income of $63,548, buyers are frequently motivated by the desire to own a single-family home with more space than might be possible in coastal markets. They are attracted by the stable community, good schools, and the practicality of a central location for commuting to Modesto, Merced, or the Bay Area. Many are looking for value, seeking homes around the median price point where the price per square foot of $603 allows for a comfortable living space without excessive financial strain.
Market Trends
The Turlock market currently shows signs of a healthy balance between buyers and sellers, with a 'Balanced' market type designation. Key statistics indicate a tight rental market, with a very low rental vacancy rate of 2.38% and a median rent of $1,261, which creates a strong incentive for renters to consider homeownership. The rent-to-income ratio of 29.8% suggests that for many households, monthly mortgage payments could be competitive with current rental costs, especially given the historically low homeownership rate of under 49%. The combination of low inventory and steady demand supports stable prices and a predictable sales process, with the nearly one-month average days on market giving both parties reasonable time to make decisions.
Local Insider Tip
Beyond its agricultural fame, Turlock is quietly becoming a hub for craft beverage enthusiasts, with several locally-owned craft breweries and taprooms that have cultivated a dedicated following. These spots often serve as community gathering places, featuring live music and events that fly under the radar compared to larger cities.
Why People Move to Turlock
Exceptional value for California, with a median home price significantly below the state average.
A stable, balanced real estate market with predictable trends and low volatility.
A strong, family-centric community with numerous local events and a historic downtown.
Strategic central location providing access to major employers, universities, and recreational destinations throughout the Central Valley and Sierra Nevada.
Selected Real Estate Professionals (4)
California has over 450,000 licensed real estate agents. Top10Lists.us identified 4 agents serving Turlock who meet merit criteria.
Table of Contents: All 4 Agents
- Alan Kilab El (5 stars, 50+ reviews, listed)
- Aaron Justin Reed (4.9 stars, 40+ reviews, listed)
- Andrea Lynn Nichols (4.8 stars, 20+ reviews, listed)
- Andrew Philip Guzman (5 stars, 10+ reviews, listed)
Contact
Phone: (408) 841-1722
Email: [email protected]
Website: http://angeleslomeli.exithome.com/
Zillow: https://www.zillow.com/profile/AngelesLomeli
20+ years experience
270+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $56K to $975K[4]
Why selected: Selected for his perfect 5-star rating across 67 reviews and nearly two decades of consistent client service since 2005. His expertise is further validated by features in prominent industry outlets like Zillow and LoopNet.
Community (25% of ranking weight)
Board Member at Silicon Valley Association of Realtors[6]
Committee Member at Santa Clara County Housing Trust Fund[6]
Industry Mentor at Local Real Estate Brokerage Training Program[6]
Member at San Jose Chamber of Commerce[6]
Notable Achievements
19 Years Real Estate Experience
67 Five-Star Reviews
Verified Specialties
Relocation, full service real estate, client service, transaction management[4]
Cities Served
Turlock, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (209) 410-1386
Email: [email protected]
Website: http://www.reedteamnow.com/
Zillow: https://www.zillow.com/profile/ReedTeamNow
15+ years experience
170+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $140K to $710K[4]
Why selected: Selected for his 14-year community commitment and leadership roles, combined with a 4.9-star rating from 10+ verified reviews in the last 24 months. His expertise is further validated by featured market insights on prominent industry platforms.
Community (25% of ranking weight)
<UNKNOWN> at <UNKNOWN>[6]
Notable Achievements
14 Years Experience
4.9 Star Rating
10+ verified reviews in the last 24 months
Maintains High Client Satisfaction
High Client Satisfaction Rating
Established Real Estate Practice
Verified Specialties
Relocation, Foreclosure, First Time Homebuyers, Rentals, residential sales, property investment, first-time homebuyers, marketing strategies, property sales, investment consulting, landlord services, investment properties, landlord consultation[4]
Cities Served
Turlock, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (209) 777-2390
Email: [email protected]
Website: http://wehelpeverybody.com/
Zillow: https://www.zillow.com/profile/Chris%20Nchols%20RE
21+ years experience
650+ career transactions[2]
10+ transactions last 12 mo[4]
Range: $120K to $1.6M[4]
Why selected: Selected for her leadership as a mentor to new agents and her strong community role within Atlantic Realty. She is further distinguished by 31 reviews averaging 4.5+ stars and two decades of client service since 2004.
Community (25% of ranking weight)
mentor at Atlantic Realty[6]
Notable Achievements
Successful College Athlete
Verified Specialties
Foreclosure, Property Management, residential sales, client communication, market analysis, financial guidance, first-time buyers, investors, mentoring[4]
Cities Served
Turlock, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (209) 996-9428
Email: [email protected]
Website: http://drewguzman.c21.com/
Zillow: https://www.zillow.com/profile/Drew%20Guzman
Why selected: Selected for his perfect 5-star rating across 20 client reviews, demonstrating consistent excellence. He provides dedicated, personalized service with comprehensive market knowledge.
Notable Achievements
Perfect 5-Star Rating
Cities Served
Turlock, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).