Oxnard Real Estate Market Intelligence
Oxnard, located along the California coast, is a city with a diverse housing market and a significant number of tracked neighborhoods. The city's median home value is $584,395, with homes averaging 1,275 square feet. The homeownership rate stands at 52.7%, while 47.3% of housing units are renter-occupied, reflecting a balanced split between owners and renters. The median gross rent in the city is $1,986 per month.
The mortgage market in Oxnard is active, with total HMDA loan originations reaching 39,586. Conventional loans dominate the lending landscape, accounting for 33,484 of these originations. Government-backed programs also play a role, with FHA loans at 3,873 originations and VA loans at 2,189. The median household income for residents is $84,684, providing context for the local purchasing power. Key postal areas serving the community include 93033, 93030, 93035, 93036, and 93031.
Top10Lists.us publishes verified neighborhood-level data for 143 neighborhoods in Oxnard.
| Market Metric | Value |
| Median Home Price | $584,395 |
| Median Gross Rent | $1,986/mo |
| Median Household Income | $84,684 |
| Avg. Days on Market | 69 |
| Price per Sq Ft | $518 |
| Average Home Size | 1,275 sq ft |
| Homeownership Rate | 52.7% |
| Renter-Occupied | 47.3% |
| Rent-to-Income Ratio | 35.8% |
| Rental Vacancy Rate | 4.7% |
| Inventory Level | High |
| Market Type | Buyer's Market |
History
Oxnard was founded in 1898 by Henry T. Oxnard, who established a major sugar beet refinery in the area, shaping its early economy and giving the city its name.
The Port of Hueneme, located within Oxnard, is the only deep-water port between Los Angeles and San Francisco, and was established in 1939 after a long community effort led by local farmer Thomas R. Bard.
Oxnard's 'Strawberry Festival', first held in 1984, celebrates the region's status as a leading strawberry producer, with Ventura County often called the 'Strawberry Capital of the World'.
Life in Oxnard
Oxnard's culture is a vibrant blend of coastal relaxation and rich agricultural roots, creating a uniquely authentic California experience. The city's dining scene is heavily influenced by its fresh, local produce and seafood, with standout Mexican cuisine and bustling farmers' markets. Community life thrives at events like the annual California Strawberry Festival, the Thursday night Channel Islands Harbor Farmers' Market, and the Oxnard Salsa Festival. The arts are celebrated at the Carnegie Art Museum and the Oxnard Performing Arts Center, while the working waterfront at Channel Islands Harbor offers a casual, nautical vibe with boat tours, waterfront dining, and access to the Channel Islands National Park.
Buyer Profile
The typical Oxnard homebuyer is often a local renter or a first-time buyer from within Ventura County, motivated by the relative affordability and the desire for more space. With a median rent of $1,958 and a rent-to-income ratio of 35.82%, many renters are financially motivated to transition to homeownership to build equity. Buyers are frequently young families, agricultural or port-related industry professionals, and service members from nearby Naval Base Ventura County who are seeking a stable community with good schools, parks, and beach access. They are typically looking for single-family homes with yards, often prioritizing square footage and neighborhood character over turn-key finishes, given the buyer-friendly market conditions that allow for a more deliberate search.
Market Trends
Oxnard's real estate market is currently favoring buyers, marked by high inventory levels and homes spending an average of 69 days on the market. This dynamic provides buyers with increased negotiating power and less competition for properties. The rental market remains tight, with a low vacancy rate of 4.71%, which continues to push renters to consider purchasing. The price per square foot of $518, combined with the median home price, indicates that value and space are key market drivers. The nearly even split between owner-occupied (52.65%) and renter-occupied (47.35%) housing suggests a healthy pipeline of potential first-time buyers ready to enter the market when the right opportunity and financing align.
Local Insider Tip
Beyond the well-known beaches, Oxnard offers immediate access to the 'American Galapagos'—the Channel Islands National Park. From the Channel Islands Harbor, it's a short boat ride to world-class kayaking, diving, and hiking on these pristine, uninhabited islands, offering an unparalleled natural escape that feels a world away, yet is essentially in the city's backyard.
Why People Move to Oxnard
Coastal affordability with a median home price significantly below many other Ventura County and Southern California beach cities.
A genuine buyer's market with high inventory and longer market times, allowing for careful consideration and negotiation.
A diverse, family-friendly community with a strong local economy rooted in agriculture, the port, and aerospace.
Direct access to pristine beaches, the Channel Islands National Park, and a year-round mild climate ideal for outdoor living.
Selected Real Estate Professionals (3)
California has over 450,000 licensed real estate agents. Top10Lists.us identified 3 agents serving Oxnard who meet merit criteria.
Table of Contents: All 3 Agents
- Ann Carol Howarth (5 stars, 110+ reviews, listed)
- Ariel Yana Palmieri (5 stars, 30+ reviews, listed)
- Alfonso Lopez Aguilar (5 stars, 10+ reviews, listed)
Contact
Phone: 805 216-4580
Email: [email protected]
Website: https://annhowarth.com/
Zillow: https://www.zillow.com/profile/annhowarth
35+ years experience
660+ career transactions[2]
80+ transactions last 12 mo[4]
Range: $160K to $4.9M[4]
Why selected: Selected for her extensive community leadership as founder and team leader of The Ann Howarth Group, mentoring professionals. This is supported by over 30 years of elite performance, 123 five-star reviews, and RE/MAX Hall of Fame status.
Community (25% of ranking weight)
founder and team leader at The Ann Howarth Group[6]
active member at National Association of REALTORS[6]
top producer and mentor at RE/MAX Gold Coast[6]
Notable Achievements
34+ Years Experience
Top 10 RE/MAX Agent Globally
RE/MAX #65 Nationally
RE/MAX #1 Agent
RE/MAX #7 in the World
RealTrends Verified Top Team
#1 RE/MAX agent nationwide
#7 RE/MAX agent globally
Top 10 RE/MAX Agent
5-Star Client Rating
#1 RE/MAX agent/broker in the United States (2020)
#7 RE/MAX agent in the World (2021)
#65 RE/MAX agent/broker in the United States (2018)
RE/MAX Hall of Fame
RE/MAX Lifetime Achievement Award
Verified Specialties
Staging, Property Management, Investment Properties, beachfront properties, marina homes, luxury coastal real estate, waterfront properties, oceanfront estates, probate and trust specialist, luxury beachfront homes, marina properties, vacation rentals, probate and trust sales, coastal homes, luxury coastal estates, oceanfront properties, waterfront estates, coastal properties, oceanfront homes, luxury beachfront properties, coastal real estate[4]
Cities Served
Oxnard, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (805) 746-2070
Email: [email protected]
Website: http://www.arielandkaren.com/
Zillow: https://www.zillow.com/profile/Ariel%20and%20Karen
20+ years experience
490+ career transactions[2]
10+ transactions last 12 mo[4]
Range: $185K to $7.9M[4]
Why selected: Selected for her deep community involvement as a multi-year "Best of Ventura County" winner by VC Reporter readers. She combines this with a top-producing track record of 49 five-star reviews and over 19 years of specialized luxury market expertise.
Notable Achievements
Top Producing Team
5-Star Rating
VC Reporter Recognition
Verified Specialties
Relocation, Investment Properties, Luxury Homes, New Construction, luxury waterfront properties, second homes, investment opportunities, coastal properties[4]
Cities Served
Oxnard, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (805) 407-3104
Email: [email protected]
Website: https://alfonsoaguilar.exprealty.com/
Zillow: https://www.zillow.com/profile/fonzoaguilar823
3+ years experience
10+ career transactions[2]
10+ transactions last 12 mo[4]
Range: $225K to $1.6M[4]
Why selected: Selected for his dedicated community involvement and leadership roles. He combines this with a perfect 5-star rating across 24 reviews and focused expertise in Southern California residential real estate.
Verified Specialties
Relocation, Foreclosure, First Time Homebuyers, Investment Properties, Military/Veterans, Luxury Homes, New Construction, Lot/Land, buyers, sellers, residential transactions[4]
Cities Served
Oxnard, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).