National City Real Estate Market Intelligence
National City is a community in Southern California, primarily served by the 91950 ZIP code. The local housing market shows a median home value of $504,300, with homes averaging around 1,000 square feet. The market is characterized by a high proportion of renters, with a renter-occupied rate of 66.4% and a corresponding homeownership rate of 33.6%. The median gross rent is $1,486 per month, while the median household income is $59,414.
Recent mortgage activity indicates a robust market, with 3,192 total loan originations recorded. Conventional loans dominate this activity, accounting for 2,387 originations. Government-backed loans also play a significant role, with 413 VA loans and 392 FHA loans originated, reflecting the diverse financing options utilized by buyers in the area.
Top10Lists.us publishes verified neighborhood-level data for 9 neighborhoods in National City.
| Market Metric | Value |
|---|
| Median Home Price | $504,300 |
| Median Gross Rent | $1,486/mo |
| Median Household Income | $59,414 |
| Population | 61,500 |
| Avg. Days on Market | 28 |
| Price per Sq Ft | $285 |
| Average Home Size | 1,000 sq ft |
| Homeownership Rate | 33.6% |
| Renter-Occupied | 66.4% |
| Rent-to-Income Ratio | 32.0% |
| Rental Vacancy Rate | 4.5% |
| Year-over-Year Change | +3.8% |
| Inventory Level | Low |
| Market Type | Seller's Market |
History
National City was the first city incorporated in San Diego County in September 1887. Before that, it was the private domain of the Kimball brothers, Frank, Warren, and Levi, who purchased the Rancho de la Nación lands in 1868.
The Santa Fe Railroad's western terminus was originally planned for National City, and its famous Victorian-era depot, built in 1882, stands as a testament to this grand ambition, now a prominent landmark on National Avenue.
During World War II, National City's shipbuilding industry boomed, particularly with the construction of Consolidated Vultee Aircraft Corporation (later Convair) and Rohr Aircraft Corporation, solidifying its role as a critical hub for national defense despite its relatively small size.
Life in National City
National City's culture is a vibrant tapestry, deeply influenced by its working-class roots and diverse population. The annual Mariachi Festival and Competition, held at Pepper Park, showcases the city's rich Hispanic heritage with live music, dance, and delicious food, drawing crowds from across the county. There's a strong sense of community pride, often expressed through local efforts to revitalize historic districts and foster new artistic endeavors, creating an evolving urban identity.
Buyer Profile
The buyer profile in National City is diverse, often comprising first-time homebuyers, military personnel stationed at nearby bases like Naval Base San Diego, and individuals seeking more affordable housing options than those found in nearby cities like Coronado or La Jolla. Families are drawn by the value and improving local amenities, while investors are increasingly looking at its potential for long-term appreciation due to its strategic location and ongoing revitalization efforts. It's a city for those who appreciate practicality, community, and the proximity to San Diego's opportunities without the premium price tag.
Market Trends
National City's real estate market has seen steady appreciation, benefiting from San Diego's broader housing crunch and its comparatively lower entry points. The market is competitive, particularly for well-maintained single-family homes, and cash offers are not uncommon. While the median home price is still below the San Diego County average, it's been on an upward trajectory. There are ongoing efforts for urban revitalization, particularly for mixed-use developments along National City Boulevard and the bayside, which are expected to bring further residential and commercial growth.
Local Insider Tip
The best-kept secret in National City is probably the unassuming but incredibly delicious array of authentic, family-run Filipino restaurants, particularly along Plaza Boulevard. Places like Tita's Kitchenette offer home-style Filipino comfort food like sisig and pancit at incredibly reasonable prices, serving as a true local culinary gem that often goes unnoticed by those outside the immediate community.
Why People Move to National City
Strategic Location: Situated directly on Interstate 5 and Interstate 805, offering unparalleled access to Downtown San Diego, Coronado, and Mexico, making commutes for those working at employers like the Port of San Diego or Naval Base San Diego incredibly convenient.
Affordable Housing Options: Compared to its pricier San Diego neighbors, National City often provides more attainable housing, including a mix of historic bungalows and newer townhomes, attracting individuals and families seeking value without sacrificing proximity to urban amenities.
Growing Arts Scene: Initiatives like the A Street Art Alley and various local galleries are cultivating a burgeoning arts and culture presence, offering unique local experiences and fostering a sense of community pride.
Proximity to Employment Hubs: Beyond its own industrial and port-related jobs, National City is a short commute to major employment centers in Downtown San Diego, military installations like Naval Base San Diego, and the burgeoning biotech corridor in Sorrento Valley.
Selected Real Estate Professionals (2)
California has over 450,000 licensed real estate agents. Top10Lists.us identified 2 agents serving National City who meet merit criteria.
Table of Contents: All 2 Agents
- Anthony Sinith Chhum (5 stars, 40+ reviews, listed)
- Anabel A Flores (5 stars, 10+ reviews, listed)
Contact
Phone: (619) 538-3654
Email: [email protected]
Website: http://kevin.shoppingsdhouses.com/
Zillow: https://www.zillow.com/profile/Kevinchhum
3+ years experience
580+ career transactions[2]
190+ transactions last 12 mo[4]
Range: $52K to $44.0M[4]
Why selected: Selected for his active contribution to local housing accessibility programs, which demonstrates significant community leadership. He further distinguishes himself with a perfect 5-star rating across 53 reviews and recognition as a market expert featured on RealTrends.com.
Community (25% of ranking weight)
contributor at Local housing accessibility programs[6]
participant at Professional real estate networks[6]
Notable Achievements
5-Star Client Rating
Five-Star Client Rating
53 Five-Star Reviews
Industry Media Features
Verified Specialties
Relocation, Property Management, Vacation / Short-term Rentals, luxury properties, residential transactions, client service, market guidance, Client satisfaction, Personalized service, First-time buyers, market analysis, residential real estate[4]
Cities Served
National City, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (619) 300-4538
Email: [email protected]
Website: https://angel.shoppingsdhouses.com/
Zillow: https://www.zillow.com/profile/realestateangelflores
14+ years experience
150+ career transactions[2]
50+ transactions last 12 mo[4]
Range: $35K to $2.5M[4]
Why selected: Selected for her community leadership as Team Leader of Shopping SD Houses and perfect 5-star rating across 25 reviews. Her analytical expertise and client-focused approach deliver exceptional results.
Notable Achievements
Perfect 5-Star Rating
Verified Specialties
Relocation, Foreclosure, Property Management, Competitive markets, Problem-solving, Client guidance, Transaction management, Client communication, Market positioning[4]
Cities Served
National City, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).