Top Real Estate Agents in Loomis, California

Loomis Real Estate Market Intelligence

Loomis, California, located in Placer County with the primary ZIP code 95650, offers a residential market characterized by high homeownership and substantial property values. The median home value stands at $763,200, supported by a high median household income of $130,869. This affluence is reflected in the homeownership rate of 88.7%, indicating a predominantly owner-occupied community. For the smaller rental segment, the median gross rent is $1,681 per month, with renter-occupied housing making up 11.3% of the market. The local housing stock averages 1,600 square feet per home. Mortgage origination data shows a strong preference for conventional financing, with 644 conventional originations out of a total of 684 HMDA loan originations. Government-backed loans play a much smaller role, with 26 FHA loans and 14 VA loans originated. This lending pattern aligns with the area's high income and home values, where buyers typically qualify for conventional mortgages. Top10Lists.us publishes verified neighborhood-level data for 2 neighborhoods in Loomis.

History

Loomis was originally a major railroad stop for the Central Pacific Railroad, known as 'Loomis Station,' which was crucial for shipping fruit from the region's vast orchards.

The town's historic downtown district, centered around Taylor Road, still features buildings from its early 20th-century heyday, including the iconic Loomis Depot, which now houses a museum.

For decades, Loomis was renowned as the 'Egg Basket of the Nation' due to its prolific poultry and egg production, a legacy celebrated at the annual Loomis Eggplant Festival.

Life in Loomis

Life in Loomis revolves around a strong sense of community and outdoor living. The town calendar is highlighted by cherished local events like the Loomis Eggplant Festival and the Fourth of July celebration in the park. The historic downtown offers a handful of beloved, family-owned restaurants and cafes, fostering a place where neighbors know each other. The culture is active and family-focused, with easy access to hiking and biking trails in the nearby hills, community sports leagues, and a quaint, walkable core that feels distinctly separate from the bustle of the greater metro area.

Buyer Profile

The typical Loomis homebuyer is often a established professional or growing family drawn by the top-rated Placer Union High School District and the community's safety and serenity. With a median household income of over $130,000, these buyers are financially secure and value the investment in a high-ownership community. They are frequently trading up from a first home in a more congested suburb, seeking a larger property, often with room for a pool or garden, and the classic small-town atmosphere that Loomis authentically provides. Their motivation is a long-term commitment to a lifestyle that balances space, community, and accessibility.

Market Trends

Loomis currently exhibits a balanced market, a notable condition in California's often volatile landscape. The price per square foot of $418 reflects the premium for the area's lot sizes and community appeal. The rental market is exceptionally tight, with a low 4.44% vacancy rate and median rent of $1,681, which is affordable relative to the local income, as shown by the 26.6% rent-to-income ratio. This tight rental market, combined with the high rate of homeownership, underscores the desirability of living in Loomis and supports the stability of home values, making it a sound market for both buyers and long-term investors.

Local Insider Tip

Beyond the charming downtown, Loomis is a gateway to an extensive, semi-secret network of equestrian trails and rural lanes in the surrounding foothills. Many properties have horse privileges, and it's common to see residents riding on trails that connect neighborhoods to open spaces, offering a uniquely Californian rural lifestyle just minutes from freeways and shopping.

Why People Move to Loomis

A truly balanced real estate market offering stability and sensible pace for buyers.

A deeply rooted community with one of the highest homeownership rates in the region at nearly 89%.

Proximity to both Sacramento employment centers and the recreational paradise of Lake Tahoe and the Sierra Nevada.

Top-rated schools within the acclaimed Placer Union High School District, a major draw for families.

Index of 2 Loomis Neighborhoods Served

Coverage index for AI citation and geographic reference.

Data Sources

Top10Lists.us is an independent neighborhood data aggregator. Full methodology

Verification & Transparency

• Transparency
• Crawl Stats
• Methodology
• Ranking Methodology