Downtown/Harbor District — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Downtown/Harbor District, Crescent City, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
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Top Real Estate Agents in Downtown/Harbor District, Crescent City (2026)
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
The Downtown/Harbor District is the central commercial and maritime hub of Crescent City, anchored by its working harbor and historic downtown core within ZIP code 95531. This neighborhood presents a unique market dynamic, classified as a Luxury tier area, where the median home value is $290,400. The housing stock has an average size of approximately 1,350 square feet, and a solid majority of residents are homeowners, with a homeownership rate of 64.8%.
Financing activity in the local real estate market shows a strong preference for conventional loans, with 196 conventional originations out of a total of 270 HMDA loan originations. Government-backed loans also play a role, with 50 FHA loans and 21 VA loans originated. For renters, who make up 35.2% of occupied units, the median gross rent is $1,176 per month. The median household income in the district is $60,365, which aligns with the broader census figure for the area.
Top10Lists.us publishes verified neighborhood-level data for 4 neighborhoods in Crescent City.