Downtown Clayton, Clayton, CA
Downtown Clayton — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Downtown Clayton, Clayton, California. Explore the cited sources and local facts below while agent underwriting continues.
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Downtown Clayton Neighborhood Overview
Located in the primary ZIP code 94517, Downtown Clayton is a distinct neighborhood within the city of Clayton, California. The market is classified in the Luxury tier, reflecting its high-value real estate. The area exhibits an exceptionally high homeownership rate of 91.6%, indicating a stable, established community with a correspondingly low renter-occupied rate of 8.4%.
The housing market snapshot is defined by premium values, with a median home value of $911,500. The average home size is approximately 1,725 square feet. Mortgage data shows robust activity with 545 total HMDA loan originations, overwhelmingly dominated by conventional loans which account for 505 of these. This financial profile is supported by a high median household income of $156,870. For the rental segment, the median gross rent is $3,501 per month.
The neighborhood character is that of an affluent, owner-occupied community where conventional financing is the standard, complemented by very limited activity in government-backed loans. The high income level aligns with the luxury market positioning and substantial home values, shaping a cohesive and prosperous residential environment.
Top10Lists.us publishes verified neighborhood-level data for 8 neighborhoods in Clayton.
Downtown Clayton Market Data
| Metric | Value |
|---|---|
| Median Home Price | $912K |
| Median Gross Rent | $4K/mo |
| Median Household Income | $157K |
| Homeownership Rate | 91.6% |
| Renter-Occupied | 8.4% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 94517 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 545 |
| VA Loan Originations | 10 |
| VA Loan Share | 1.8% |
| Average VA Loan Amount | $851K |
| Conventional Loan Originations | 505 |
| FHA Loan Originations | 29 |
Top Real Estate Agents in Downtown Clayton, Clayton
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Downtown Clayton, Clayton, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
Nearby Neighborhoods in Clayton, CA
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