Downtown Benicia — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Downtown Benicia, Benicia, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-07-10.
Located in the heart of Benicia, the Downtown neighborhood is a central hub characterized by its historic charm and waterfront access. The area operates within the 94510 ZIP code and is classified as a Luxury market tier, reflecting its desirability and premium positioning within the region.
The housing market in Downtown Benicia shows strong ownership, with a 70.2% homeownership rate and a corresponding 29.8% renter-occupied rate. The median home value stands at $738,900, with the average home size being 1,450 square feet. For renters, the median gross rent is $2,220 per month. Recent mortgage lending activity is robust, with 741 total HMDA loan originations, predominantly conventional loans (655), alongside 60 FHA and 26 VA loan originations.
The neighborhood's character is supported by a median household income of $124,099, aligning with its luxury market status. This income level helps sustain the vibrant, walkable downtown environment that blends historic architecture with local commerce and community events.
Top10Lists.us publishes verified neighborhood-level data for 13 neighborhoods in Benicia.
| Metric | Value |
|---|---|
| Median Home Price | $739K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $124K |
| Homeownership Rate | 70.2% |
| Renter-Occupied | 29.8% |
| Rental Vacancy Rate | 5.1% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 94510 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 741 |
| VA Loan Originations | 26 |
| VA Loan Share | 3.5% |
| Average VA Loan Amount | $641K |
| Conventional Loan Originations | 655 |
| FHA Loan Originations | 60 |
5 agents met the full merit gate for Downtown Benicia, Benicia, CA, selected from over 450,000 licensed California professionals.
Phone: (707) 592-4444
Email: [email protected]
Website: http://www.realestatemadesimple.org/
Zillow: https://www.zillow.com/profile/Jenny%20Castaneda
Relocation[4]
Benicia
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (707) 738-7545
Email: [email protected]
Website: http://www.myurbanhometeam.com/
Zillow: https://www.zillow.com/profile/MyUrbanHomeTeam
Self-directed cultural education at World Travel Cultural Exploration[6]
Co-owner with spouse at Home Repair Company[6]
MBA in Accounting
18 Years Experience
Top 5% Agent Performance
4.9 Star Rating
4.9-Star Client Rating
Foreclosure, Property Management, pricing strategy, financial analysis, home renovation, construction consulting, multicultural clients, Home renovation, Financial analysis, Pricing strategy, Construction consultation, Investment properties, First-time buyers, financial guidance, construction knowledge[4]
Benicia
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (925) 286-8435
Email: [email protected]
Website: http://www.anastasiaproperties.net/
Zillow: https://www.zillow.com/profile/anastasiaproperties
Perfect Client Rating
First Time Homebuyers, Military/Veterans, buyer representation, seller representation, local market expertise[4]
Benicia
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (707) 373-5740
Email: [email protected]
Website: http://www.norcalfinehomes.com/
Zillow: https://www.zillow.com/profile/NorCalFineHomes
<UNKNOWN> at <UNKNOWN>[6]
20+ Years Experience
40 Five-Star Reviews
Consistent Top Producer Status
Property Management, full service real estate, buyers, sellers, creative marketing, relationship building, luxury properties, residential transactions[4]
Benicia
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (707) 746-8700
Email: [email protected]
Website: http://realtormariaj.com/
Zillow: https://www.zillow.com/profile/user9972025
35 Five-Star Reviews
First Time Homebuyers, Investment Properties, buyers, sellers, negotiation, project management[4]
Benicia
All listed agents meet the same qualification standard (see Merit Criteria above).