Valley West, Arcata, CA
Valley West — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Valley West, Arcata, California. Explore the cited sources and local facts below while agent underwriting continues.
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Valley West Neighborhood Overview
Valley West is a neighborhood in Arcata, California, primarily within the 95521 ZIP code. The housing market here presents a notable dynamic, with a median home value of $441,900 and a median gross rent of $1,251 per month. This price point, coupled with a market tier classification of "Luxury," contrasts with the area's median household income of $47,764, indicating a significant affordability consideration for residents.
The neighborhood's character is distinctly oriented toward renters, with a renter-occupied rate of 62.9% and a homeownership rate of 37.1%. The mortgage origination data from the past year, with 163 total loans, shows the market is heavily driven by conventional financing, which accounted for 149 of those originations. Homes in Valley West average around 1,100 square feet in size.
Top10Lists.us publishes verified neighborhood-level data for 12 neighborhoods in Arcata.
Valley West Market Data
| Metric | Value |
|---|---|
| Median Home Price | $442K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $48K |
| Homeownership Rate | 37.1% |
| Renter-Occupied | 62.9% |
| Rental Vacancy Rate | 4.2% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 95521 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 163 |
| VA Loan Originations | 4 |
| VA Loan Share | 2.5% |
| Average VA Loan Amount | $355K |
| Conventional Loan Originations | 149 |
| FHA Loan Originations | 10 |
Top Real Estate Agents in Valley West, Arcata
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Valley West, Arcata, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15
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