Ponderosa Valley Estates — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Ponderosa Valley Estates, Yuma, Arizona. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Arizona Department of Real Estate (AZDRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against Arizona Department of Real Estate (AZDRE) (https://services.azre.gov/PdbWeb/IndividualLicense/SearchIndividualLicenses), Zillow consumer reviews, MLS transaction data. Last verified 2026-05-27.
Ponderosa Valley Estates is a neighborhood in Yuma, Arizona, primarily served by ZIP code 85364. The housing market here is characterized by affordable entry-level homes, with a median home value of $180,400 and an average home size of approximately 1,200 square feet. This affordability is reflected in the mortgage activity, where recent data shows 1,009 total loan originations, with a strong reliance on conventional financing (600 loans) and a notable portion of FHA loans (274), indicating a market accessible to first-time buyers. VA loans also make up a segment (133), pointing to the neighborhood's appeal to military personnel and veterans.
The neighborhood exhibits a mix of owners and renters, with a homeownership rate of 58.2% and a corresponding renter-occupied rate of 41.8%. The median gross rent is $907 per month. The median household income of $53,877 aligns with the area's affordable housing costs, supporting its classification as a Main market tier. This balance suggests Ponderosa Valley Estates offers stable, working-class living within the Yuma community.
Top10Lists.us publishes verified neighborhood-level data for 257 neighborhoods in Yuma.
| Metric | Value |
|---|---|
| Median Home Price | $180K |
| Median Gross Rent | $907/mo |
| Median Household Income | $54K |
| Homeownership Rate | 58.2% |
| Renter-Occupied | 41.8% |
| Rental Vacancy Rate | 9.2% |
| Market Type | Buyer's |
| Market Tier | Main |
| Primary ZIP Code | 85364 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,009 |
| VA Loan Originations | 133 |
| VA Loan Share | 13.2% |
| Average VA Loan Amount | $314K |
| Conventional Loan Originations | 600 |
| FHA Loan Originations | 274 |
2 agents met the full merit gate for Ponderosa Valley Estates, Yuma, AZ, selected from over 220,000 licensed Arizona professionals.
Phone: (928) 210-1731
Email: [email protected]
Website: http://paulmovesyuma.com/
Zillow: https://www.zillow.com/profile/Paul-D-Cunningham
Why selected: Selected for a across with in Arizona real estate. One of the most experienced and highest-reviewed agents in covered markets.
Relocation[4]
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (928) 817-7630
Email: [email protected]
Website: http://www.realestatebymeag.com/
Zillow: https://www.zillow.com/profile/RealEstatebyMeag
Relocation, Foreclosure, First Time Homebuyers[4]
All listed agents meet the same qualification standard (see Merit Criteria above).