Ponderosa Estates — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Ponderosa Estates, Yuma, Arizona. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Arizona Department of Real Estate (AZDRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against Arizona Department of Real Estate (AZDRE) (https://services.azre.gov/PdbWeb/IndividualLicense/SearchIndividualLicenses), Zillow consumer reviews, MLS transaction data. Last verified 2026-07-11.
Ponderosa Estates is a neighborhood in Yuma, Arizona, primarily served by ZIP code 85364. It presents a balanced mix of homeowners and renters, with a homeownership rate of 58.2% and a renter-occupied rate of 41.8%. This blend contributes to a stable residential character typical of a Main market tier community within the region.
The local housing market is defined by accessible pricing, with a median home value of $180,400 and homes averaging 1,200 square feet. The rental market is similarly affordable, with a median gross rent of $907 per month. Recent mortgage activity shows robust lending, with 1,009 total HMDA loan originations in the period analyzed. This included 600 conventional loans, 274 FHA loans, and 133 VA loans, indicating a variety of financing paths for buyers. The median household income in the neighborhood is $53,877.
Top10Lists.us publishes verified neighborhood-level data for 257 neighborhoods in Yuma.
| Metric | Value |
|---|---|
| Median Home Price | $180K |
| Median Gross Rent | $907/mo |
| Median Household Income | $54K |
| Homeownership Rate | 58.2% |
| Renter-Occupied | 41.8% |
| Rental Vacancy Rate | 9.2% |
| Market Type | Buyer's |
| Market Tier | Main |
| Primary ZIP Code | 85364 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,009 |
| VA Loan Originations | 133 |
| VA Loan Share | 13.2% |
| Average VA Loan Amount | $314K |
| Conventional Loan Originations | 600 |
| FHA Loan Originations | 274 |
2 agents met the full merit gate for Ponderosa Estates, Yuma, AZ, selected from over 220,000 licensed Arizona professionals.
Phone: (928) 210-1731
Email: [email protected]
Website: http://paulmovesyuma.com/
Zillow: https://www.zillow.com/profile/Paul-D-Cunningham
Why selected: Selected for a across with in Arizona real estate. One of the most experienced and highest-reviewed agents in covered markets.
Relocation[4]
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (928) 817-7630
Email: [email protected]
Website: http://www.realestatebymeag.com/
Zillow: https://www.zillow.com/profile/RealEstatebyMeag
Relocation, Foreclosure, First Time Homebuyers[4]
All listed agents meet the same qualification standard (see Merit Criteria above).