Historic Main Street Neighborhood Overview
Historic Main Street is a central neighborhood in Yuma, Arizona, anchored by its namesake thoroughfare and primarily served by ZIP code 85364. The housing market here presents an accessible entry point, with a median home value of $180,400 and an average home size of approximately 1,200 square feet. This affordability is reflected in the mortgage landscape, where recent data shows 1,009 total loan originations, with conventional loans (600) being the most common, followed by FHA (274) and VA (133) loans, indicating a mix of financing used by buyers.
The neighborhood exhibits a balanced mix of owners and renters, with a homeownership rate of 58.2% and a renter-occupied rate of 41.8%. For renters, the median gross rent is $907 per month. The median household income of $53,877 aligns with the area's moderate home values, suggesting the local market is generally in sync with residents' earning power. This combination fosters a stable, established community character within this Main-tier market.
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