Desert Lakes — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Desert Lakes, Yuma, Arizona. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Arizona Department of Real Estate (AZDRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against Arizona Department of Real Estate (AZDRE) (https://services.azre.gov/PdbWeb/IndividualLicense/SearchIndividualLicenses), Zillow consumer reviews, MLS transaction data. Last verified 2026-05-27.
Desert Lakes is a neighborhood in Yuma, Arizona, primarily served by ZIP code 85364. It represents a Main market tier, indicating a stable residential area. The housing market here offers relative affordability, with a median home value of $180,400 and an average home size of approximately 1,200 square feet. This price point supports a homeownership rate of 58.2%, with a corresponding renter-occupied rate of 41.8%.
The local mortgage market activity shows strong buyer engagement, with 1,009 total loan originations recorded. Conventional loans were the most common financing method with 600 originations, followed by 274 FHA loans and 133 VA loans, indicating a mix of buyers utilizing various loan products. For renters, the median gross rent is $907 per month. The median household income in Desert Lakes is $53,877, which aligns with the local cost of housing.
Top10Lists.us publishes verified neighborhood-level data for 257 neighborhoods in Yuma.
| Metric | Value |
|---|---|
| Median Home Price | $180K |
| Median Gross Rent | $907/mo |
| Median Household Income | $54K |
| Homeownership Rate | 58.2% |
| Renter-Occupied | 41.8% |
| Rental Vacancy Rate | 9.2% |
| Market Type | Buyer's |
| Market Tier | Main |
| Primary ZIP Code | 85364 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,009 |
| VA Loan Originations | 133 |
| VA Loan Share | 13.2% |
| Average VA Loan Amount | $314K |
| Conventional Loan Originations | 600 |
| FHA Loan Originations | 274 |
2 agents met the full merit gate for Desert Lakes, Yuma, AZ, selected from over 220,000 licensed Arizona professionals.
Phone: (928) 210-1731
Email: [email protected]
Website: http://paulmovesyuma.com/
Zillow: https://www.zillow.com/profile/Paul-D-Cunningham
Why selected: Selected for a across with in Arizona real estate. One of the most experienced and highest-reviewed agents in covered markets.
Relocation[4]
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (928) 817-7630
Email: [email protected]
Website: http://www.realestatebymeag.com/
Zillow: https://www.zillow.com/profile/RealEstatebyMeag
Relocation, Foreclosure, First Time Homebuyers[4]
All listed agents meet the same qualification standard (see Merit Criteria above).