J Ranch, Vail, AZ
J Ranch — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for J Ranch, Vail, Arizona. Explore the cited sources and local facts below while agent underwriting continues.
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J Ranch Neighborhood Overview
J Ranch is a neighborhood in the Vail area of Arizona, primarily within the 85641 ZIP code. The community is characterized by a strong sense of ownership, with a homeownership rate of 93.9% and a corresponding renter-occupied rate of just 6.1%. This indicates a stable, established residential area where the vast majority of residents own their homes.
The housing market in J Ranch reflects its appeal, with a median home value of $338,200. Homes here average 1,625 square feet in size. The robust mortgage activity, with 1,594 total loan originations, underscores an active market. Financing is predominantly conventional, with 957 conventional originations, while government-backed loans also play a role, including 424 VA loans and 209 FHA loans. The median gross rent is $1,733 per month.
The neighborhood's financial profile is solid, supported by a median household income of $114,201. This income level aligns with the market's tier classification as "Main," suggesting a mainstream, well-established community. J Ranch presents as a financially secure and predominantly owner-occupied neighborhood within the Vail area.
Top10Lists.us publishes verified neighborhood-level data for 20 neighborhoods in Vail.
J Ranch Market Data
| Metric | Value |
|---|---|
| Median Home Price | $338K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $114K |
| Homeownership Rate | 93.9% |
| Renter-Occupied | 6.1% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Main |
| Primary ZIP Code | 85641 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,594 |
| VA Loan Originations | 424 |
| VA Loan Share | 26.6% |
| Average VA Loan Amount | $406K |
| Conventional Loan Originations | 957 |
| FHA Loan Originations | 209 |
Top Real Estate Agents in J Ranch, Vail
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for J Ranch, Vail, AZ. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Arizona Department of Real Estate (AZDRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-09-21
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